The Porch

We’ve all heard the horror stories... those of hard-working people who saved, scraped and scrambled to prepare to purchase their dream...

Decorating your home can be daunting, not to mention expensive. Whether it’s a new-to-you home, or an update of your existing home, there...

Some of the parenting books will tell you that intrinsic motivation is all that kids need to get their chores done. Just give them a list...

A purchase agreement is a legal offer to buy a property. In most cases, your realtor will author this for you (purchase agreements can be...

When considering which home improvement project you’ll take on next, you want it to pay off in enjoyment and quality of life, but also in...

With warmer temperatures and increased foot traffic, has your home become bug central? (Gross!) Nothing ruins a get together like a creepy...

That’s a BIG question we hear often at Ruoff Home Mortgage. When is it time to stop renting and buy? Taking the plunge too soon could mean...

There are many perks to owning your own home, but the fun really begins when the weather heats up. Summer means playing outside, long bike...

Congratulations! You bought a house! Now what?

Just think of all of the things you can do with the money you save!