The Porch

The Keys to Homeownership

Background with awesome gradient

Latest Articles

Ruoff Insider

TNT: A Letter From Our President

This afternoon, we learned that we have once again made the list of Inc. 5000 Fastest Growing Private Companies in America. Read the...

Read more
Mortgage 101

How Taxes and Insurance Tie into Your Mortgage Payments

Have you ever wondered why taxes and insurance are tied into your mortgage payment? Or have you heard the term “escrow account” and...

Read more
Lifestyle

Fun and Healthy Tips to Packing School Lunches on a Budget

“As a mom of three kids in elementary, middle and high school, I know the lunch time struggles when it’s that time of year for school to...

Read more
Homebuying

Urban Living has its Perks

The term “urban living” has a nice ring to it. It could be the name of a punk album or a conceptual art exhibition. Ironically, many home...

Read more
Lifestyle

Get Outside: Budget-Friendly Backyard Fun

There’s plenty of summer weather left to take in. We suggest an afternoon or evening of backyard family fun to create memories that will...

Read more
Homebuying

Can You Buy a House with Student Loan Debt?

This is a question many college-educated people are asking because people are carrying so much debt. Student Loan Hero quotes “Americans...

Read more
Lifestyle

House to Home in 10 Easy Steps

Finally, you’re all moved into your new home. You’re slowly, but surely, unpacking all of your boxes (wondering why in the world you’ve...

Read more
Homebuying

Why You Should Buy a Lake House

If you’re reading this, you probably like the idea of owning a lake home. Ruoff Home Mortgage, also likes the idea of you owning a lake...

Read more
Homebuying

The Social Benefits of Homeownership

Your house is a property. Your house is a wealth-building asset. But first and foremost, your house must be a home. Without that feeling of...

Read more
Finances

3 Ways Money Can Affect Your Relationships

Like it or not, money can be an emotionally charged topic. It can spill over into healthy relationships and sour them if not addressed...

Read more