The Porch

Private Mortgage Insurance (or PMI) really gets a bad rap. A lot of people think about PMI the same way that they think about income taxes...

We've been going through a lot these past few months as my son, Noah was seriously injured in an accident. My family and I were also...

Are you considering selling your home soon? If you are, you should consider staging it. Staging a home means decorating and furnishing it...

You are likely paying for your city and county trail systems – many are maintained with tax dollars – so why not USE them? Multi-use trail...

So, you’ve decided that you are tired of renting that small apartment when you can get a nice home for close to the same amount of money...

What images or emotions come to mind when you think of the color green? Green is often associated with vibrancy, renewal and growth—among...

The urban lifestyle puts a premium on space. We urbanites tend to drive smaller cars, grow smaller gardens, and cook in smaller kitchens....

Debt to Income is a term you’re going to hear nearly every time you apply for a loan, though it’s seldom explained. Let’s take a minute to...

Think about your experience as a house guest. What did you enjoy and what could have been better?

Although Ruoff Home Mortgage serves homebuyers nationwide, our local branches, such as our team in Lafayette, Indiana pride themselves in...