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The Keys to Homeownership

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Lifestyle

Beat the Winter Blues with These Outdoor Activities

Welcome to the magical winter wonderland that is the Midwest. Unrivaled beauty and amenities make it a destination for outdoorsy types...

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Lifestyle

The Healthy Side of Homeownership

You’ve just put your car in park outside of Fitness World Gym and are staring at the 30 foot windows displaying a myriad of fitness...

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Finances

Shopping Smart: Apps that will Save You Money

Smartphones have changed the way we shop and take control of our personal finances. Apps have made it easy to save money and be a more...

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Refinancing

Should I Refinance My Mortgage?

Whether or not to refinance is a question most homeowners are faced with at some point and it can be a difficult decision to make. When...

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Ruoff Insider

Bloomington: One Big Happy Family

With twelve loan officers, three loan officer assistants and a processor in-house, the Bloomington branch of Ruoff Home Mortgage is...

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Lifestyle

How to Avoid the Winter Blues at Home

Winter in all its beauty has a way of turning our moods dark and gloomy after one too many blizzards. By February, we have convinced...

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Lifestyle

New Year's Resolutions You Can Stick To

January 1st, that gleaming fresh start. It sits there, at the first breath of a new year, and beckons to us. “Shoot for the stars!” it...

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Homebuying

How to Avoid Homebuyer's Remorse Before Buying a Home

Buyer’s remorse is nauseating enough when it is brought on by a pair of pricey shoes or a quickly digested dinner. Imagine that feeling...

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Lifestyle

Last-minute Holiday Gift Ideas

We’re all guilty of procrastinating every now and then. And holiday shopping is no exception. Fortunately, there are some easy (and...

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Lifestyle

Winter Weather Safety & Savings Tips

It’s beginning to look a lot like…costly heating bills and chimney fires? Not this winter! Just follow this quick list of do’s and don’ts...

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