The Porch

Some homeowners may be uncomfortable with the idea of being indebted to a lender for several decades and may want to pay their mortgage...

We’ve all seen the commercials touting the benefits of a reverse mortgage. But like all advertisements, they don’t tell the whole...

Once your offer on a home has been accepted and you have submitted your full mortgage application, there is one final step before you’re...

Can you make an offer on your next house without a mortgage preapproval? Yes, but your offer is likely to stall if you don’t back it up....

Owning a home is part of the American dream, and everyone should have the opportunity no matter who they are. That’s what mortgages are...

Long story short- it doesn’t.

The down payment is often the biggest obstacle to homeownership. Saving enough money can take months or years, keeping you renting even...

For decades, conventional wisdom told us to make a down payment of at least 20%. But times are changing with the average first-time...

The divorce rate in the U.S. continues to decline, with just 2.9 people per 1000 getting divorced each year. But, when you’re the one...

When you buy a home, it’s understood that you have to account for ancillary costs. Doing your homework is part of being a responsible...