The Porch

The wait between submitting your mortgage application and getting a response can seem like forever. You’ve submitted all your documents...

Congratulations on taking steps toward homeownership! If you’re just getting started with your search, you might be wondering about...

A credit score is a number based on a person’s credit history that indicates his creditworthiness and is used by lenders to determine if...

Thinking about buying a home soon? There’s more to home loans than meets the eye. There are different types of mortgages with different...

Homeownership is part of the American dream. And it’s the goal of every homeowner to own 100% of his home. That’s the point of a...

You might have heard the term amortization and wondered what it means. Put simply, amortization is how a home loan is paid down. The...

In today’s competitive seller’s market, homebuyers need to bring their A-game. From start to finish, a buyer should be ready to act...

Some homeowners may be uncomfortable with the idea of being indebted to a lender for several decades and may want to pay their mortgage...

We’ve all seen the commercials touting the benefits of a reverse mortgage. But like all advertisements, they don’t tell the whole...

Once your offer on a home has been accepted and you have submitted your full mortgage application, there is one final step before you’re...