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The Keys to Homeownership

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Latest Articles

Mortgage 101

Can Underwriters Make Exceptions?

Homeownership is a beautiful thing, but the path to getting there is not always a smooth one. Finding, negotiating, and financing the...

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Mortgage 101

What is Considered a Good Credit Score for a Mortgage?

A three-digit number can make a big difference in your financial future. Yes, your credit score can determine whether buying a house is...

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Mortgage 101

How Quickly Can a Mortgage Be Approved?

Today’s real estate market moves fast. Time is of the essence if you want a chance at getting your offer accepted.

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Mortgage 101

Do Loan Officers and Underwriters Work Together?

Yes, loan officers and underwriters do work together, but with intentional boundaries in place. Both of these roles are essential to the...

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Mortgage 101

How Long Does a Full Mortgage Application Take?

You’ve spent hours browsing listings, going on open houses, and researching the types of mortgages products available to you. But before...

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Mortgage 101

Is an FHA Loan Only for First-Time Buyers?

You might have heard about FHA loans as a first-time homebuyer, but this isn’t the only demographic who can benefit from this mortgage...

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Mortgage 101

VA: Loan Explained

Serving our country is a great sacrifice and one that our government doesn’t take lightly. That’s why there are several programs for...

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Mortgage 101

Do First Time Homebuyers Need a Down Payment?

Are you ready for the joy and financial stability of homeownership? The financial benefits of owning versus renting are great, but they do...

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Mortgage 101

How Long is Mortgage Processing?

The wait between submitting your mortgage application and getting a response can seem like forever. You’ve submitted all your documents and...

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Mortgage 101

Are First Time Home Buyer Programs Worth It?

Congratulations on taking steps toward homeownership! If you’re just getting started with your search, you might be wondering about...

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