The Porch

The Keys to Homeownership

Background with awesome gradient

Latest Articles

Mortgage 101

Are First Time Home Buyer Programs Worth It?

Congratulations on taking steps toward homeownership! If you’re just getting started with your search, you might be wondering about...

Read more
Mortgage 101

What Credit Score Do I Need to Buy a House?

A credit score is a number based on a person’s credit history that indicates his creditworthiness and is used by lenders to determine if...

Read more
Mortgage 101

How Does an FHA Loan Work?

Thinking about buying a home soon? There’s more to home loans than meets the eye. There are different types of mortgages with different...

Read more
Mortgage 101

How Do You Find Out the Equity in Your Home?

Homeownership is part of the American dream. And it’s the goal of every homeowner to own 100% of his home. That’s the point of a...

Read more
Mortgage 101

What is Amortization? Mortgage Terms Explained

You might have heard the term amortization and wondered what it means. Put simply, amortization is how a home loan is paid down. The...

Read more
Mortgage 101

What If I Lose My Job After a Purchase Offer?

In today’s competitive seller’s market, homebuyers need to bring their A-game. From start to finish, a buyer should be ready to act...

Read more
Mortgage 101

Is it Smart to Pay Off Your Mortgage Early?

Some homeowners may be uncomfortable with the idea of being indebted to a lender for several decades and may want to pay their mortgage...

Read more
Mortgage 101

What is the Downside to a Reverse Mortgage?

We’ve all seen the commercials touting the benefits of a reverse mortgage. But like all advertisements, they don’t tell the whole...

Read more
Mortgage 101

Why Would Underwriting Deny A Loan?

Once your offer on a home has been accepted and you have submitted your full mortgage application, there is one final step before you’re...

Read more
Mortgage 101

The Homebuying Race is On: Get Preapproved to Finish Strong!

Can you make an offer on your next house without a mortgage preapproval? Yes, but your offer is likely to stall if you don’t back it up....

Read more