The Porch

Owning a home is part of the American dream, and everyone should have the opportunity no matter who they are. That’s what mortgages are...

Long story short- it doesn’t. Homebuyers often choose a 30 year loan because it creates a more feasible monthly payment.

The down payment is often the biggest obstacle to homeownership. Saving enough money can take months or years, keeping you renting even...

For decades, conventional wisdom told us to make a down payment of at least 20%. But times are changing with the average first-time...

The divorce rate in the U.S. continues to decline, with just 2.9 people per 1000 getting divorced each year. But, when you’re the one...

When you buy a home, it’s understood that you have to account for ancillary costs. Doing your homework is part of being a responsible...

So you made an offer on a house, the seller accepted, and now, like nearly half of all Americans, you need a mortgage to make that house...

The United States Department of Veterans’ Affairs (VA) is known for the health care it provides to veterans. The VA is a cabinet-level...

Your credit score is one of those big, important financial things they don’t teach you about in school. A high credit score can open the...

Conventional loans can be a great option for homebuyers, but before settling on this particular form of financing, do yourself a favor...