The Porch

A credit score is a number based on a person’s credit history that indicates his creditworthiness and is used by lenders to determine if a...

Thinking about buying a home soon? There’s more to home loans than meets the eye. There are different types of mortgages with different...

Homeownership is part of the American dream. And it’s the goal of every homeowner to own 100% of his home. That’s the point of a...

You might have heard the term amortization and wondered what it means. Put simply, amortization is how a home loan is paid down. The debt...

In today’s competitive seller’s market, homebuyers need to bring their A-game. From start to finish, a buyer should be ready to act quickly...

Some homeowners may be uncomfortable with the idea of being indebted to a lender for several decades and may want to pay their mortgage off...

We’ve all seen the commercials touting the benefits of a reverse mortgage. But like all advertisements, they don’t tell the whole...

Once your offer on a home has been accepted and you have submitted your full mortgage application, there is one final step before you’re...

Can you make an offer on your next house without a mortgage preapproval? Yes, but your offer is likely to stall if you don’t back it up. In...

Owning a home is part of the American dream, and everyone should have the opportunity no matter who they are. That’s what mortgages are...