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The Keys to Homeownership

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Latest Articles

Mortgage 101

What is Amortization? Mortgage Terms Explained

You might have heard the term amortization and wondered what it means. Put simply, amortization is how a home loan is paid down. The debt...

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Mortgage 101

What If I Lose My Job After a Purchase Offer?

In today’s competitive seller’s market, homebuyers need to bring their A-game. From start to finish, a buyer should be ready to act quickly...

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Mortgage 101

Is it Smart to Pay Off Your Mortgage Early?

Some homeowners may be uncomfortable with the idea of being indebted to a lender for several decades and may want to pay their mortgage off...

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Mortgage 101

What is the Downside to a Reverse Mortgage?

We’ve all seen the commercials touting the benefits of a reverse mortgage. But like all advertisements, they don’t tell the whole...

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Mortgage 101

Why Would Underwriting Deny A Loan?

Once your offer on a home has been accepted and you have submitted your full mortgage application, there is one final step before you’re...

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Mortgage 101

The Homebuying Race is On: Get Preapproved to Finish Strong!

Can you make an offer on your next house without a mortgage preapproval? Yes, but your offer is likely to stall if you don’t back it up. In...

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Mortgage 101

Can a Person on Government Assistance Get a Home Loan?

Owning a home is part of the American dream, and everyone should have the opportunity no matter who they are. That’s what mortgages are...

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Mortgage 101

Why Does it Take 30 Years to Pay Off a Mortgage?

Long story short- it doesn’t. Homebuyers often choose a 30 year loan because it creates a more feasible monthly payment.

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Mortgage 101

Can You Borrow Money for a Down Payment?

The down payment is often the biggest obstacle to homeownership. Saving enough money can take months or years, keeping you renting even...

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Mortgage 101

Is it Better to Put a Large Down Payment on a House?

For decades, conventional wisdom told us to make a down payment of at least 20%. But times are changing with the average first-time buyer...

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