The Porch

Homeownership is part of the American dream. And it’s the goal of every homeowner to own 100% of his home. That’s the point of a...

You might have heard the term amortization and wondered what it means. Put simply, amortization is how a home loan is paid down. The debt...

In today’s competitive seller’s market, homebuyers need to bring their A-game. From start to finish, a buyer should be ready to act quickly...

Some homeowners may be uncomfortable with the idea of being indebted to a lender for several decades and may want to pay their mortgage off...

We’ve all seen the commercials touting the benefits of a reverse mortgage. But like all advertisements, they don’t tell the whole...

Once your offer on a home has been accepted and you have submitted your full mortgage application, there is one final step before you’re...

Can you make an offer on your next house without a mortgage preapproval? Yes, but your offer is likely to stall if you don’t back it up. In...

Owning a home is part of the American dream, and everyone should have the opportunity no matter who they are. That’s what mortgages are...

Long story short- it doesn’t. Homebuyers often choose a 30 year loan because it creates a more feasible monthly payment.

The down payment is often the biggest obstacle to homeownership. Saving enough money can take months or years, keeping you renting even...