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The Keys to Homeownership

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Latest Articles

Mortgage 101

Homeownership and Divorce: What You Need to Know

The divorce rate in the U.S. continues to decline, with just 2.9 people per 1000 getting divorced each year. But, when you’re the one going...

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Mortgage 101

Closing Costs: A Basic Guide

When you buy a home, it’s understood that you have to account for ancillary costs. Doing your homework is part of being a responsible...

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Mortgage 101

How Does an Appraisal Affect a Mortgage?

So you made an offer on a house, the seller accepted, and now, like nearly half of all Americans, you need a mortgage to make that house...

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Mortgage 101

What Credit Score Do You Need for a VA Loan?

The United States Department of Veterans’ Affairs (VA) is known for the health care it provides to veterans. The VA is a cabinet-level...

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Mortgage 101

Do Mortgage Preapprovals Affect My Credit Score?

Your credit score is one of those big, important financial things they don’t teach you about in school. A high credit score can open the...

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Mortgage 101

Pros and Cons of a Conventional Loan

Conventional loans can be a great option for homebuyers, but before settling on this particular form of financing, do yourself a favor and...

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Mortgage 101

Should You Make an Extra Mortgage Payment?

Maybe you've owned your home for several months or several years. Either way, you might be curious about how you might fast-track paying...

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Mortgage 101

How Does a Reverse Mortgage Work?

If you are coming up on retirement, you’ve probably been digging in to your finances to determine how smoothly you can cruise off into...

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Mortgage 101

What Not To Do While Closing On a House

Homebuyers invest a lot of time and discipline in getting to the closing table. Buying a house can be hard work!

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Mortgage 101

How Long Does it Take to Get a Mortgage?

How long does it take to get a mortgage? We get this question all the time – and for a good reason! It's different everywhere, and...

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