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The Keys to Homeownership

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Latest Articles

Lifestyle

Urban Living: Bike and Car Share Programs Make Life Easier (And Greener, Too!)

Have you heard of bike-sharing and car-sharing? These aren’t taxi rides and they’re not even crowd-sourced rides like Uber. Bike sharing...

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Lifestyle

Life Hacks: Fun and Easy Tricks to Make Homeownership Easier

Homeownership is exciting, but it does come with its share of responsibilities, too. The trick is to find ways to make tasks and less time...

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Mortgage 101

Private Mortgage Insurance (PMI): Why You Shouldn't Dislike It So Much

Private Mortgage Insurance (or PMI) really gets a bad rap. A lot of people think about PMI the same way that they think about income taxes...

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Ruoff Insider

Terre Haute: A Family By Choice

We've been going through a lot these past few months as my son, Noah was seriously injured in an accident. My family and I were also...

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Home Selling

Cost Effective Ways to Stage Your Home

Are you considering selling your home soon? If you are, you should consider staging it. Staging a home means decorating and furnishing it...

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Lifestyle

Urban Living: Make the Most of Your City's Trail System

You are likely paying for your city and county trail systems – many are maintained with tax dollars – so why not USE them? Multi-use trail...

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Finances

5 Tips to Help You Improve Your Credit

So, you’ve decided that you are tired of renting that small apartment when you can get a nice home for close to the same amount of money...

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Lifestyle

Go Green at Home - Inside and Out

What images or emotions come to mind when you think of the color green? Green is often associated with vibrancy, renewal and growth—among...

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Lifestyle

Urban Living Series: How to Make Your Square Footage Count

The urban lifestyle puts a premium on space. We urbanites tend to drive smaller cars, grow smaller gardens, and cook in smaller kitchens....

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Finances

What is Debt-to-Income and How does it Affect Me?

Debt to Income is a term you’re going to hear nearly every time you apply for a loan, though it’s seldom explained. Let’s take a minute to...

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