The Porch

So, you’ve decided that you are tired of renting that small apartment when you can get a nice home for close to the same amount of money...

What images or emotions come to mind when you think of the color green? Green is often associated with vibrancy, renewal and growth—among...

The urban lifestyle puts a premium on space. We urbanites tend to drive smaller cars, grow smaller gardens, and cook in smaller kitchens....

Debt to Income is a term you’re going to hear nearly every time you apply for a loan, though it’s seldom explained. Let’s take a minute to...

Think about your experience as a house guest. What did you enjoy and what could have been better?

Although Ruoff Home Mortgage serves homebuyers nationwide, our local branches, such as our team in Lafayette, Indiana pride themselves in...

This afternoon, we learned that we have once again made the list of Inc. 5000 Fastest Growing Private Companies in America. Read the...

Have you ever wondered why taxes and insurance are tied into your mortgage payment? Or have you heard the term “escrow account” and...

“As a mom of three kids in elementary, middle and high school, I know the lunch time struggles when it’s that time of year for school to...

The term “urban living” has a nice ring to it. It could be the name of a punk album or a conceptual art exhibition. Ironically, many home...