The Porch

Whether or not to refinance is a question most homeowners are faced with at some point and it can be a difficult decision to make. When...

With twelve loan officers, three loan officer assistants and a processor in-house, the Bloomington branch of Ruoff Home Mortgage is...

Winter in all its beauty has a way of turning our moods dark and gloomy after one too many blizzards. By February, we have convinced...

January 1st, that gleaming fresh start. It sits there, at the first breath of a new year, and beckons to us. “Shoot for the stars!” it...

Buyer’s remorse is nauseating enough when it is brought on by a pair of pricey shoes or a quickly digested dinner. Imagine that feeling...

We’re all guilty of procrastinating every now and then. And holiday shopping is no exception. Fortunately, there are some easy (and...

It’s beginning to look a lot like…costly heating bills and chimney fires? Not this winter! Just follow this quick list of do’s and don’ts...

Ruoff Home Mortgage and its staff are much more than just a mortgage company—they truly care about homeowners, their neighbors, fellow...

‘Twas the night before Christmas when all through the house not a creature was stirring—except for you in a flurry of tape, wrapping paper,...

Sometimes unwanted pests find their way into a home – not your garden variety termite or mouse, but something else. A bigger, more...