The Porch

Having a toddler means you can finally ditch the bulky diaper bag. Toddlers don’t need two outfit changes, a stack of diapers, a teething...

Our Stow Branch joined the Ruoff family in July 2017, and currently are one of our "young" teams with only 18 years of combined mortgage...

Welcome to the newest chapter of the Ruoff Mortgage story! We are excited to share our new, modernized look with you as well as our brand...

These days, it's nearly impossible to spend a day without technology. Our phones seem glued to our palms. We binge-watch Netflix from the...

Everyone loves taking vacations, even if they're far and few between. What's not so fun is trying to get all of your family's clothes into...

How old do you want to be when you buy your first home? Depending on where you live, statistics say you may be well past retirement until...

On the shores of Lake Michigan, St. Joseph boasts sandy beaches, breathtaking lighthouses, and a great group of loan officers who are...

Is your home ready for the market? Homebuyers are nearly always viewing homes online these days, so it’s important to nail that first...

There are endless benefits to having plants around the house. They improve air quality, promote relaxation, and generally make us feel...

Is it time for you to take a vacation? Yes. Yes it is. In today’s work-focused society, vacations are falling to the wayside. According to...