The Porch

Your monthly mortgage payment – sometimes it feels like you will be paying it for the rest of your life. For most people, it is the largest...

Winter-related disasters can quickly turn a good day into a bad one. If you want to avoid costly repairs, don’t put off these winter...

In the age of Amazon Prime and streaming services, we’re used to having our wishes granted within a matter of minutes or days. It seems...

Winter has settled in for the season, and for some of us, the chill penetrates deep. Gray days and subzero temps keep us trapped indoors,...

The topic of today’s blog is closing credits and not the kind that scroll up the screen after a movie. The type of closing credits fit for...

Budgeting. It's an absolute necessity, but most of us struggle with it on a daily basis. Whether you're living paycheck to paycheck, or...

Mortgage acronyms got you down? No worries, future homebuyer. Ruoff is here to help – because, seriously, there are so. many. acronyms.

At Ruoff, we believe everyone deserves a home they can be proud of. We want our customers to achieve their homeownership goals, and we help...

Manufactured homes and modular homes are not created equal – at least not from the perspective of a home lender. Mortgages for manufactured...

Planning for retirement doesn’t exactly top the list when you’re young and still figuring out what you want to be when you grow up. It can...