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The Keys to Homeownership

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Latest Articles

Finances

Adulting 101: Budgeting

Budgeting does not have to be difficult and stressful, it can be fun and incredibly rewarding and you may end up having more money than you...

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Lifestyle

Healthy Snacks to Enjoy This Summer

Hunger strikes sometimes at the most inconvenient times, like 3 pm while you’re scrambling to meet a deadline at work. Instead of hitting...

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Lifestyle

9+ Tips for Packing a Suitcase

Everyone loves taking vacations, even if they're far and few between. What's not so fun is trying to get all of your family's clothes into...

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Homebuying

How Renovation Loans Can Get You Your Dream Home

With the current housing market going strong, shopping for a new pad has become a bit of a challenge. Yes, homeowners are able to sell at...

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Finances

Adulting 101: Roth versus Traditional IRA’s

Is it time to start thinking about retirement? Yes. In fact, the sooner you start planning your retirement, the easier and more “automatic”...

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Mortgage 101

Down Payment Assistance Programs Can Help You Buy a Home Sooner

How old do you want to be when you buy your first home? Depending on where you live, statistics say you may be well past retirement until...

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Ruoff Insider

St. Joseph Branch: Beaches, Blankets, and Backpacks.

On the shores of Lake Michigan, St. Joseph boasts sandy beaches, breathtaking lighthouses, and a great group of loan officers who are...

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Lifestyle

6 DIY Mailboxes to Inspire your Creativity

You’ve likely heard the term “curb appeal.” Contrary to those HGTV shows, you don’t have to invest thousands of dollars in time-consuming...

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Home Selling

6 DIY Curb Appeal Ideas to Sell Your Home Fast

Is your home ready for the market? Homebuyers are nearly always viewing homes online these days, so it’s important to nail that first...

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Lifestyle

Parenting Hack: How to Survive a Roadtrip

Nothing says “summer” like a good old-fashioned family road trip - the highway stretched out before you, the wind in your hair, the sweet...

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