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The Keys to Homeownership

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Lifestyle

The Bare Necessities for Baby

The walls of the nursery are the perfect color, and you’ve hung the cutest décor. Better yet, you’ve finally selected where to register...

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Lifestyle

Public Schools or Private Schools: How Do You Know if You’re Making the Right Choice?

Making a choice on behalf of someone else is a huge responsibility. If you have children or other dependents in your charge, selecting a...

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Finances

Adulting 101: Budgeting

Budgeting does not have to be difficult and stressful, it can be fun and incredibly rewarding and you may end up having more money than you...

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Lifestyle

Healthy Snacks to Enjoy This Summer

Hunger strikes sometimes at the most inconvenient times, like 3 pm while you’re scrambling to meet a deadline at work. Instead of hitting...

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Lifestyle

9+ Tips for Packing a Suitcase

Everyone loves taking vacations, even if they're far and few between. What's not so fun is trying to get all of your family's clothes into...

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Homebuying

How Renovation Loans Can Get You Your Dream Home

With the current housing market going strong, shopping for a new pad has become a bit of a challenge. Yes, homeowners are able to sell at...

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Finances

Adulting 101: Roth versus Traditional IRA’s

Is it time to start thinking about retirement? Yes. In fact, the sooner you start planning your retirement, the easier and more “automatic”...

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Mortgage 101

Down Payment Assistance Programs Can Help You Buy a Home Sooner

How old do you want to be when you buy your first home? Depending on where you live, statistics say you may be well past retirement until...

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Ruoff Insider

St. Joseph Branch: Beaches, Blankets, and Backpacks.

On the shores of Lake Michigan, St. Joseph boasts sandy beaches, breathtaking lighthouses, and a great group of loan officers who are...

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Lifestyle

6 DIY Mailboxes to Inspire your Creativity

You’ve likely heard the term “curb appeal.” Contrary to those HGTV shows, you don’t have to invest thousands of dollars in time-consuming...

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