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The Keys to Homeownership

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Mortgage 101

What Is Title Insurance and Why It Matters for Your Home Purchase

When you’re knee-deep into the homebuying process – juggling inspections, appraisals, and paperwork – title insurance might feel like just...

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Mortgage 101

Your Pre-Approval Checklist: What to Get in Order Before House Hunting This Fall

There’s something about fall that makes it a magical time to search for your dream home. The crisp air, colorful landscapes, and cozy vibes...

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Mortgage 101

What Is Mortgage Principal—and Why It Matters More Than You Think

Buying a home is exciting—but let’s be real, it also comes with a learning curve. One of the most important concepts to understand early in...

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Mortgage 101

I Need to Sell My Current House Before I Can Buy a New House – How Does That Work?

So, you’re ready to buy a new home – but there’s one catch: you need to sell your current house first. Whether you're relying on the equity...

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Mortgage 101

How much could you save by making an extra mortgage payment every six months?

Do you have a summer job? Did you get a summer bonus? Decided not to go on vacation this summer? With any extra money you may have,...

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Mortgage 101

Beat High Mortgage Rates, Secure Your Dream Home for Less

As inflation holds tight and mortgage rates continue to fluctuate between 6% and 7%, many homebuyers are feeling the financial strain of...

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Mortgage 101

Can Underwriters Make Exceptions?

Homeownership is a beautiful thing, but the path to getting there is not always a smooth one. Finding, negotiating, and financing the...

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Mortgage 101

What is Considered a Good Credit Score for a Mortgage?

A three-digit number can make a big difference in your financial future. Yes, your credit score can determine whether buying a house is...

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Mortgage 101

How Quickly Can a Mortgage Be Approved?

Today’s real estate market moves fast. Time is of the essence if you want a chance at getting your offer accepted.

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Mortgage 101

Do Loan Officers and Underwriters Work Together?

Yes, loan officers and underwriters do work together, but with intentional boundaries in place. Both of these roles are essential to the...

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