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The Keys to Homeownership

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Latest Articles

Lifestyle

8 Ways to Enhance the Feel of Your Home on a Budget

Home improvements are a necessary aspect of ownership. But oftentimes more involved ones come with a significant price tag. If you don’t...

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Lifestyle

Date Night In

Are you a homebody? Did you forget to make reservations? Are you budgeting, but still want to keep that romance alive? The choice should be...

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Finances

Home is Where the Tax Deductions Are

Home sweet home. Do you know what makes a home even sweeter? Tax deductions.

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Lifestyle

The Home Improvement Blues: What You Wish You'd Known

When we own a home, you never retire. We also never graduate, because there's always something else to learn about maintaining "Our House"...

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Lifestyle

Beat the Winter Blues with These Outdoor Activities

Welcome to the magical winter wonderland that is the Midwest. Unrivaled beauty and amenities make it a destination for outdoorsy types...

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Lifestyle

The Healthy Side of Homeownership

You’ve just put your car in park outside of Fitness World Gym and are staring at the 30 foot windows displaying a myriad of fitness...

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Finances

Shopping Smart: Apps that will Save You Money

Smartphones have changed the way we shop and take control of our personal finances. Apps have made it easy to save money and be a more...

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Refinancing

Should I Refinance My Mortgage?

Whether or not to refinance is a question most homeowners are faced with at some point and it can be a difficult decision to make. When...

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Ruoff Insider

Bloomington: One Big Happy Family

With twelve loan officers, three loan officer assistants and a processor in-house, the Bloomington branch of Ruoff Home Mortgage is...

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Lifestyle

How to Avoid the Winter Blues at Home

Winter in all its beauty has a way of turning our moods dark and gloomy after one too many blizzards. By February, we have convinced...

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