The Porch

In the age of Amazon Prime and streaming services, we’re used to having our wishes granted within a matter of minutes or days. It seems...

The topic of today’s blog is closing credits and not the kind that scroll up the screen after a movie. The type of closing credits fit for...

Mortgage acronyms got you down? No worries, future homebuyer. Ruoff is here to help – because, seriously, there are so. many. acronyms.

Purchasing a home and going through the mortgage process may feel a little intimidating, but it doesn’t have to be. Arm yourself with...

Reverse Mortgages carry a stigma. Some people fear that a reverse mortgage will impose financial distress on the borrower or somehow bilk...

If you want the best deal possible in a business situation, start by asking the right questions. The things you ask your Loan Officer can...

You have jumped all the hurdles of home-buying and can see the finish line glistening ahead in the distance. You are nearly there. You’ve...

When it comes to buying a home, first-time buyers often have a lot on their plates. Millennials and younger generations typically have the...

Underwriting! How’s that for a big, portentous word that may or may not mean what you think? If you’re still in the dark on this one, don’t...

How old do you want to be when you buy your first home? Depending on where you live, statistics say you may be well past retirement until...