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The Keys to Homeownership

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Latest Articles

Mortgage 101

Why Your Mortgage Could Be Denied After Preapproval

You have jumped all the hurdles of home-buying and can see the finish line glistening ahead in the distance. You are nearly there. You’ve...

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Mortgage 101

Best Loans for a First-Time Homebuyer

When it comes to buying a home, first-time buyers often have a lot on their plates. Millennials and younger generations typically have the...

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Mortgage 101

Underwhat? Underwriting.

Underwriting! How’s that for a big, portentous word that may or may not mean what you think? If you’re still in the dark on this one, don’t...

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Mortgage 101

Down Payment Assistance Programs Can Help You Buy a Home Sooner

How old do you want to be when you buy your first home? Depending on where you live, statistics say you may be well past retirement until...

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Mortgage 101

Mortgage Payment Breakdown

The mortgage payment. It’s a sign of adulthood, so if you have one – good for you! If you’re in the market for one, get ready to experience...

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Mortgage 101

What's the Difference Between a Fixed Rate and an Adjustable Rate Mortgage?

Buying a home is overwhelming - plain and simple. There are just so many decisions to make. When is a good time to buy? What neighborhoods...

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Mortgage 101

How Much House Can I Afford?

When you begin looking for a home, you will be met with dozens of opinions. Everyone has a different idea of where, when, and how you...

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Mortgage 101

Choosing a Mortgage Lender is More Than Just A Good Rate

For most borrowers, your home is your biggest investment. According to the Federal Reserve’s statistical accounting release, the amount of...

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Mortgage 101

Pre-Approval vs. Pre-Qualification

Mortgage industry terms—there are many and it can be hard to make sense of them, especially when they seem so similar. Pre-qualification...

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Mortgage 101

You (Yes You) Can Use Gifts to Get a Mortgage

During the holiday season, we all think about giving presents to those we love and care about. What better gift is there than helping a...

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