The Porch

The U.S. housing market has been on fire for several years now. Are you looking to get in on the action in 2020? How exciting! When...

There are many terms and phrases you may hear during the loan process that are either confusing, complicated, or are misunderstood...

Are you looking into building your dream home? A new construction loan may be the perfect fit for you. These loans cover everything from...

Your monthly mortgage payment – sometimes it feels like you will be paying it for the rest of your life. For most people, it is the largest...

In the age of Amazon Prime and streaming services, we’re used to having our wishes granted within a matter of minutes or days. It seems...

The topic of today’s blog is closing credits and not the kind that scroll up the screen after a movie. The type of closing credits fit for...

Mortgage acronyms got you down? No worries, future homebuyer. Ruoff is here to help – because, seriously, there are so. many. acronyms.

Purchasing a home and going through the mortgage process may feel a little intimidating, but it doesn’t have to be. Arm yourself with...

Reverse Mortgages carry a stigma. Some people fear that a reverse mortgage will impose financial distress on the borrower or somehow bilk...

If you want the best deal possible in a business situation, start by asking the right questions. The things you ask your Loan Officer can...