The Porch

One of the first things home buyers comment on is all of the paperwork that a mortgage company needs to process, underwrite and approve a...

The journey to finance or refinance a home too often feels overwhelming, time-consuming, and an experience that most of us would choose to...

Life happens. Sometimes when it does, it’s your credit that suffers and it can be a challenge to find a lender to give you a break. We’ve...

The journey to finance or refinance a home too often feels overwhelming, time-consuming, and an experience that most of us would choose to...

Private Mortgage Insurance (or PMI) really gets a bad rap. A lot of people think about PMI the same way that they think about income taxes...

Have you ever wondered why taxes and insurance are tied into your mortgage payment? Or have you heard the term “escrow account” and...

We’ve all heard the horror stories... those of hard-working people who saved, scraped and scrambled to prepare to purchase their dream...

A purchase agreement is a legal offer to buy a property. In most cases, your realtor will author this for you (purchase agreements can be...

Applying for a mortgage should be simple, so why does it often seem so hard? Well, the answer is 'it doesn't have to be'. Knowledge is...