The Porch

For most borrowers, your home is your biggest investment. According to the Federal Reserve’s statistical accounting release, the amount of...

Mortgage industry terms—there are many and it can be hard to make sense of them, especially when they seem so similar. Pre-qualification...

During the holiday season, we all think about giving presents to those we love and care about. What better gift is there than helping a...

One of the first things home buyers comment on is all of the paperwork that a mortgage company needs to process, underwrite and approve a...

The journey to finance or refinance a home too often feels overwhelming, time-consuming, and an experience that most of us would choose to...

Life happens. Sometimes when it does, it’s your credit that suffers and it can be a challenge to find a lender to give you a break. We’ve...

The journey to finance or refinance a home too often feels overwhelming, time-consuming, and an experience that most of us would choose to...

Private Mortgage Insurance (or PMI) really gets a bad rap. A lot of people think about PMI the same way that they think about income taxes...

Have you ever wondered why taxes and insurance are tied into your mortgage payment? Or have you heard the term “escrow account” and...

We’ve all heard the horror stories... those of hard-working people who saved, scraped and scrambled to prepare to purchase their dream...