The Porch

Yes, building wealth from scratch IS possible, especially if you live in America. There are just two steps to the process: Step one, start...

Budgeting. It's an absolute necessity, but most of us struggle with it on a daily basis. Whether you're living paycheck to paycheck, or...

Planning for retirement doesn’t exactly top the list when you’re young and still figuring out what you want to be when you grow up. It can...

Budgeting requires discipline, and everyone budgets (or doesn’t) differently. Many budgets require designating a purpose to every dollar,...

The term “credit” can be defined as money, goods, or services given with the expectation of future repayment. Typically, credit is offered...

The start of the year is a great time to make resolutions and set goals. At Ruoff Mortgage, we believe that homeownership is a goal that...

Marriage is hard enough with the mundane stressors of everyday life, but when you throw money into the equation, it can sometimes reach a...

Do you want to get out of debt? The secret is to change your daily habits. Here are three new practices to start if you're going to get out...

Most people, especially members of the younger generation, don’t want to think about what happens after they die. Death seems far off and...

The ever-popular side hustle. The obligatory free-time eater of millennials and stay-at-home-moms everywhere (and anyone else looking to...