The Porch

Budgeting requires discipline, and everyone budgets (or doesn’t) differently. Many budgets require designating a purpose to every dollar,...

The term “credit” can be defined as money, goods, or services given with the expectation of future repayment. Typically, credit is offered...

The start of the year is a great time to make resolutions and set goals. At Ruoff Mortgage, we believe that homeownership is a goal that...

Marriage is hard enough with the mundane stressors of everyday life, but when you throw money into the equation, it can sometimes reach a...

Do you want to get out of debt? The secret is to change your daily habits. Here are three new practices to start if you're going to get out...

Most people, especially members of the younger generation, don’t want to think about what happens after they die. Death seems far off and...

The ever-popular side hustle. The obligatory free-time eater of millennials and stay-at-home-moms everywhere (and anyone else looking to...

If you are anxiously awaiting your first little bundle of joy, chances are you have a lot weighing on your mind – where to put the crib,...

Like it or not, credit cards are one of those things we can’t quite live without. Just like your third cup of coffee, these little pieces...

You’re all moved in and ready to start life in your new home, but before you kick your feet up and claim victory, take a quick look around....