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The Keys to Homeownership

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Finances

New Year, New Goals

The start of the year is a great time to make resolutions and set goals. At Ruoff Mortgage, we believe that homeownership is a goal that...

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Finances

Managing Finances as a Couple

Marriage is hard enough with the mundane stressors of everyday life, but when you throw money into the equation, it can sometimes reach a...

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Finances

How to Get Out of Debt Quicker

Do you want to get out of debt? The secret is to change your daily habits. Here are three new practices to start if you're going to get out...

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Finances

Estate Planning 101

Most people, especially members of the younger generation, don’t want to think about what happens after they die. Death seems far off and...

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Finances

Adulting 101: Side Hustles

The ever-popular side hustle. The obligatory free-time eater of millennials and stay-at-home-moms everywhere (and anyone else looking to...

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Finances

The True Cost of Babies

If you are anxiously awaiting your first little bundle of joy, chances are you have a lot weighing on your mind – where to put the crib,...

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Finances

Adulting 101: Credit Cards – Why They Are Important & How to Pay Them Off

Like it or not, credit cards are one of those things we can’t quite live without. Just like your third cup of coffee, these little pieces...

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Finances

39 Things You Forgot to Budget For in Your New Home

You’re all moved in and ready to start life in your new home, but before you kick your feet up and claim victory, take a quick look around....

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Finances

Adulting 101: Budgeting

Budgeting does not have to be difficult and stressful, it can be fun and incredibly rewarding and you may end up having more money than you...

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Finances

Adulting 101: Roth versus Traditional IRA’s

Is it time to start thinking about retirement? Yes. In fact, the sooner you start planning your retirement, the easier and more “automatic”...

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