DTI and Your Credit Score: Get the Facts

Buying a home is a multidimensional process, so it’s important you understand all of the facts before making the leap. Making sure your...

Finances

Can I Lower My Debt-To-Income Ratio Quickly?

Your debt-to-income ratio (DTI) is the total of all of your monthly payments divided by your monthly income. DTI is expressed as a...

Finances

Yes, but the exact amount of improvement is a guess. Only the three credit bureaus (Equifax, Experian, and TransUnion) know their...

Finances

Years ago, couponing meant searching through the Sunday paper with a pair of scissors and an envelope to store all the clippings. These...

Finances

Running a small business can be far more expensive than first-time entrepreneurs expect. However, expenses alone — even substantial ones —...

Finances

Getting rid of debt is crucial for a happy life. There are different situations that make people dive into debts to banks, friends,...

Finances

Did you wait until right now to think about your yearly tax filing? If so, you may have called a tax professional only to discover that...

Finances

According to Experian, in 2020 the average American carried over $92,000 in debt including debt ranging from credit card balances to...

Finances

With the new tax day extended to May 17th, you may be wondering what else has changed about your taxes this year due to the pandemic. We...

Finances

To paraphrase a popular adage, the only two certainties in life are death and taxes. While tax time can be stressful for some people,...