The Porch

Credit can be a nebulous concept, and it can be tricky how different factors affect your credit score. One thing is clear though: unpaid...

You might be young and healthy and wondering if life insurance is for you. The reality is — like the last year and a half has shown us —...

The pandemic has a lot of Americans uncertain about the future. People have lost jobs, made career changes, lost loved ones, etc... So if...

You’re finally buying a house. Hello, adulthood! Also – congratulations on making the decision to own a home. If you’re like most people,...

We live in a spending era, in which the variety of goods and services available far outnumbers our ability to pay for them. Furthermore,...

If you own your home, you probably have a homeowner’s insurance policy. If you have a mortgage, you likely pay into an escrow account for...

Budgeting, saving, investing, and retirement planning are big subjects. You can (and should!) spend a lifetime trying to master each piece...

Buying a home is a multidimensional process, so it’s important you understand all of the facts before making the leap. Making sure your...

Your debt-to-income ratio (DTI) is the total of all of your monthly payments divided by your monthly income. DTI is expressed as a...

Yes, but the exact amount of improvement is a guess. Only the three credit bureaus (Equifax, Experian, and TransUnion) know their...