The Porch

Budgeting. It's an absolute necessity, but most of us struggle with it on a daily basis. Whether you're living paycheck to paycheck, or...

Mortgage acronyms got you down? No worries, future homebuyer. Ruoff is here to help – because, seriously, there are so. many. acronyms.

At Ruoff, we believe everyone deserves a home they can be proud of. We want our customers to achieve their homeownership goals, and we help...

Manufactured homes and modular homes are not created equal – at least not from the perspective of a home lender. Mortgages for manufactured...

Planning for retirement doesn’t exactly top the list when you’re young and still figuring out what you want to be when you grow up. It can...

Cats make wonderful pets. Whether they are affectionate or aloof, they bring joy and humor to any home. As a member of the family, you love...

With the start of 2020, we wanted to take a moment to reflect on the enormous growth our company has experienced in the past 10 years.

Budgeting requires discipline, and everyone budgets (or doesn’t) differently. Many budgets require designating a purpose to every dollar,...

Cold winter days call for comfort foods. Short on time? No worries. Crock-Pot recipes fit into a busy lifestyle -- just set it and forget...

The term “credit” can be defined as money, goods, or services given with the expectation of future repayment. Typically, credit is offered...