The Porch

Since opening in 1989, Ruoff Music Center has hosted some of the most legendary names in music. From historic first performances to...

If you’re thinking about buying a home, one of the first numbers you’ll hear about is your credit score. And for good reason – it’s a key...

The Ruoff Mortgage Lafayette branch, and its satellite branch in Frankfort, work together to help turn homebuyers’ goals into reality every...

When it comes to buying a home, one of the biggest hurdles for many borrowers is the upfront cost—specifically, the down payment and...

Winter often slows things down. The days are shorter, routines shift, and many of us spend more time reflecting on where we are and where...

When you're exploring mortgage options, one of the first terms you'll hear is conventional loan. But what exactly does that mean—and is it...

February is a season of partnership: shared goals, open conversations, and planning for the future. For many couples, those conversations...

If you’ve ever taken out a mortgage—or even just looked into one—you’ve probably heard the word “amortization.” It sounds technical, but at...

February is all about love. That includes heartfelt moments, meaningful connections, and finding the right match. While Valentine’s Day...

If you’re buying a home or refinancing, you’ve probably heard the word “escrow” tossed around. It can sound like mortgage jargon, but...