The Porch

The Keys to Homeownership

Background with awesome gradient

Latest Articles

House to Home

Small Fixes, Big Impact: The Most Overlooked Home Touch-Ups to Do This Month

Not every home improvement project needs to be a major renovation. In fact, some of the most impactful updates are also the easiest to...

Read more
Mortgage 101

How to Calculate Your Mortgage Payment (Without the Guesswork)

If you’re thinking about buying a home, one of the first questions you’ll ask is: What will my monthly mortgage payment be?

Read more
House to Home

What Buyers Notice First in Spring (Even If You’re Not Selling Yet)

Spring has a way of highlighting everything, both the good and the overlooked, when it comes to your home.

Read more
Mortgage 101

Why Closing Day is Crucial in Your Home Buying or Refinancing Journey

In the world of real estate, closing day is akin to a grand finale. It's the day when the home purchase or refinance transaction is...

Read more
Lifestyle

Spring Wardrobe Swap Meets Home Organization: Where to Store What (and Why It Matters)

As the seasons shift, so do our routines, and our closets. May is the perfect time to swap out heavy winter layers for lighter, brighter...

Read more
Mortgage 101

How Long Does the Mortgage Process Take? Here’s What to Expect

One of the first questions many homebuyers ask is simple: How long does the mortgage process take?

Read more
Lifestyle

Open the Windows: Why May Is the Perfect Time to Refresh Your Home’s Air & Light

After months of closed windows, heavy fabrics, and stale winter air, May arrives like a breath of fresh…well, air. It’s the perfect time to...

Read more
Branch Spotlight

Branch Spotlight: New Albany, Ohio branch draws in homeowners with highly ranked schools, safe neighborhoods, and a strong sense of community.

The Ruoff Mortgage New Albany branch prides itself in serving hundreds of families, funding millions of dollars in home loans, and hosting...

Read more
Mortgage 101

How much mortgage can I afford?

One of the first and most important questions in the homebuying journey is: how much mortgage can I afford? While lenders can provide...

Read more
Lifestyle

Hosting Season Starts Now: Simple Tips for the Perfect Spring Get-Together

From backyard brunches to casual patio nights, spring is the perfect time to open your doors and bring people together.

Read more