The Porch

The Keys to Homeownership

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Latest Articles

Lifestyle

Hosting Season Starts Now: Simple Tips for the Perfect Spring Get-Together

From backyard brunches to casual patio nights, spring is the perfect time to open your doors and bring people together.

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Understanding FHA Loans: A Gateway to Homeownership

Homeownership often feels like a distant dream, especially for those with financial hurdles. However, an FHA loan could be the key to...

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Lifestyle

Rainy Day Reset: Cozy Ways to Enjoy Home During April Showers

April showers are here. While rainy days might keep you indoors, they also offer the perfect excuse to slow down, reset, and enjoy the...

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Mortgage 101

What are the requirements for VA loans?

For many veterans and active military service members, buying a home can seem like a daunting task. The VA loan, guaranteed by the U.S....

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Lifestyle

Outdoor Living Season Is Back: Get Your Patio, Porch, or Backyard Ready for Spring

After a cold and harsh winter, many of us are eager to get outside and soak up some sunshine. It’s the time of year for front porch coffee,...

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Mortgage 101

What down payment assistance programs are there at Ruoff Mortgage?

For many homebuyers, especially first-time buyers, the biggest obstacle isn’t qualifying for a loan—it’s coming up with the upfront cash....

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Celebrate Earth Day: Eco-Friendly Upgrades That Make a Difference

Earth Day. A day where Kermit the Frog’s “It isn’t easy being green” takes on a whole new meaning. While being green isn’t always easy,...

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Mortgage 101

How do mortgage rates impact my monthly payment?

When you're preparing to buy a home, one of the most important factors to understand is your mortgage rate. While home price and down...

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Lifestyle

From Dreaming to Doing: How to Turn Spring Home Goals Into a Game Plan

Do your spring home goals include buying a new house? Have you been dreaming about more space, a better neighborhood, or even a better...

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Mortgage 101

How Do I Get Pre-Approved for a Mortgage?

If you're thinking about buying a home, you've probably heard the term "pre-approval" thrown around a lot. And for good reason – it’s a key...

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