The Porch

Winter often slows things down. The days are shorter, routines shift, and many of us spend more time reflecting on where we are and where...

When you're exploring mortgage options, one of the first terms you'll hear is conventional loan. But what exactly does that mean—and is it...

February is a season of partnership: shared goals, open conversations, and planning for the future. For many couples, those conversations...

If you’ve ever taken out a mortgage—or even just looked into one—you’ve probably heard the word “amortization.” It sounds technical, but at...

February is all about love. That includes heartfelt moments, meaningful connections, and finding the right match. While Valentine’s Day...

If you’re buying a home or refinancing, you’ve probably heard the word “escrow” tossed around. It can sound like mortgage jargon, but...

The Blue Ash Ruoff Mortgage branch, located in Mason, Ohio, serves the adjoining communities of Blue Ash and Mason by helping homeowners’...

In real estate, communication isn’t just helpful – it’s essential. When you’re guiding buyers and sellers through one of the biggest...

When it comes to buying a home, trust is everything. At Ruoff Mortgage, we know our clients aren’t just signing paperwork—they’re sharing...

If you're in the process of buying a home or refinancing, you've probably heard the term lock-in rate tossed around. It sounds simple, but...