The Porch

The Keys to Homeownership

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Latest Articles

Lifestyle

Spring Wardrobe Swap Meets Home Organization: Where to Store What (and Why It Matters)

As the seasons shift, so do our routines, and our closets. May is the perfect time to swap out heavy winter layers for lighter, brighter...

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Mortgage 101

How Long Does the Mortgage Process Take? Here’s What to Expect

One of the first questions many homebuyers ask is simple: How long does the mortgage process take?

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Lifestyle

Open the Windows: Why May Is the Perfect Time to Refresh Your Home’s Air & Light

After months of closed windows, heavy fabrics, and stale winter air, May arrives like a breath of fresh…well, air. It’s the perfect time to...

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Branch Spotlight

Branch Spotlight: New Albany, Ohio branch draws in homeowners with highly ranked schools, safe neighborhoods, and a strong sense of community.

The Ruoff Mortgage New Albany branch prides itself in serving hundreds of families, funding millions of dollars in home loans, and hosting...

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Mortgage 101

How much mortgage can I afford?

One of the first and most important questions in the homebuying journey is: how much mortgage can I afford? While lenders can provide...

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Lifestyle

Hosting Season Starts Now: Simple Tips for the Perfect Spring Get-Together

From backyard brunches to casual patio nights, spring is the perfect time to open your doors and bring people together.

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Understanding FHA Loans: A Gateway to Homeownership

Homeownership often feels like a distant dream, especially for those with financial hurdles. However, an FHA loan could be the key to...

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Lifestyle

Rainy Day Reset: Cozy Ways to Enjoy Home During April Showers

April showers are here. While rainy days might keep you indoors, they also offer the perfect excuse to slow down, reset, and enjoy the...

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Mortgage 101

What are the requirements for VA loans?

For many veterans and active military service members, buying a home can seem like a daunting task. The VA loan, guaranteed by the U.S....

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Lifestyle

Outdoor Living Season Is Back: Get Your Patio, Porch, or Backyard Ready for Spring

After a cold and harsh winter, many of us are eager to get outside and soak up some sunshine. It’s the time of year for front porch coffee,...

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