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The Keys to Homeownership

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Latest Articles

House to Home

The Mid-Year Home Check-In: 5 Things to Refresh Before Summer Gets Busy

Summer has a way of filling up fast. From vacations, cookouts, long weekends, and everything in between. Before your schedule gets packed,...

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Homebuying

Can You Buy a Home with Student Loan Debt?

If you’re carrying student loan debt, you’re not alone—and you’re definitely not out of the running for homeownership.

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Lifestyle

Summer Starts at Home: Easy Ways to Create a Backyard You’ll Actually Use

There’s something about summer that makes home feel a little more special… longer days, warmer nights, and more reasons to gather outside....

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Homebuying

Understanding Gift Funds in the Home Buying Process

Buying a home is a significant milestone, and for many, it involves gathering enough funds for a down payment and closing costs. One common...

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House to Home

Dad-Approved Home Upgrades for Father's Day: Simple Home Projects That Make Life Easier

Father’s Day is the perfect excuse to show a little extra appreciation. And what better way than with home upgrades that make everyday life...

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Mortgage 101

How Long Does a Mortgage Pre-Approval Last?

Getting pre-approved is one of the most important first steps in the homebuying journey – but many buyers don’t realize it comes with a...

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House to Home

Bring the Outside In: Easy Ways to Add Natural Elements to Your Home This Month

There’s something about May that makes you want to spend more time outside—but what if you could bring that same feeling indoors?

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Branch Spotlight

Branch Spotlight: Southwest Fort Wayne offers quiet suburbs, community with quick access to downtown fun.

The Ruoff Mortgage Southwest Fort Wayne (SWFW) branch, located at Ruoff’s corporate headquarters, serves the community of the Southwest and...

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Understanding Reverse Mortgages: A Retirement Tool

Reverse mortgages offer homeowners aged 62 and over a unique opportunity to convert home equity into cash. Unlike traditional mortgages,...

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House to Home

Small Fixes, Big Impact: The Most Overlooked Home Touch-Ups to Do This Month

Not every home improvement project needs to be a major renovation. In fact, some of the most impactful updates are also the easiest to...

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