The Porch

With a new year comes a fresh wave of motivation, especially when it comes to health and fitness. But busy schedules, packed gyms, and the...

If you've started looking into mortgages, you've probably come across the term "Loan-to-Value Ratio" or LTV. It might sound like just...

Winter is officially here! For many families, that means snow days, icy mornings, and a whole lot of time indoors. While cozying up at home...

Private Mortgage Insurance—PMI for short—is one of those mortgage terms that often raises eyebrows. What is it? Why do some buyers have to...

As we head into a new season, many of us start thinking about the changes we’d like to make in our homes. Maybe you’ve been dreaming about...

When it comes to qualifying for a mortgage, one of the most important numbers lenders look at is your Debt-to-Income Ratio (DTI). It’s a...

As the new year approaches, many people are surely starting to draft their new year’s resolutions. Maybe your new year’s resolutions have...

When you buy a home, there’s a lot to think about—budgets, inspections, moving trucks, loan paperwork. But one thing that often gets...

The start of a new year always brings fresh energy. New goals. New plans. Maybe even a new home on the horizon. If you’ve been thinking...

When you're buying a home or refinancing, there's a lot of paperwork. But one document stands out as the last big checkpoint before you...