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The Keys to Homeownership

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Latest Articles

Mortgage 101

What Types of Mortgages Are There? A Deep Dive for Homebuyers

If you’re getting serious about buying a home – or even just starting to explore the possibility – you’ve probably realized there’s more...

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Finances

Tax Season & Your Mortgage: How Your Refund Could Help You Reach Your Home Goals

Tax season is just around the corner. While it may not be the most exciting time of year, there’s one part many people look forward to –...

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Mortgage 101

How Much Do I Need for a Down Payment? A Real-World Guide for Homebuyers

One of the biggest questions I hear from home buyers, especially first-timers, is: "How much do I need for a down payment?"

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First Time at Ruoff Music Center? Here’s Everything You Need to Know

Your first show at Ruoff Music Center? You’re in for a night you won’t forget. From tailgating in the parking lot to that moment the lights...

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How It All Got Started: The History of Ruoff Music Center

Long before the lawn chairs, sold-out shows, and summer tailgates, Ruoff Music Center began with a bold idea: bring world-class live music...

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Homebuying

Spring Cleaning Your Finances: 6 Ways to Get Mortgage-Ready

It’s almost the official start of spring! While many of us are looking forward to the snow melting and warmer days ahead, spring is also...

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These Notable Acts Performed at Ruoff Music Center, Shaping Its Legacy

Since opening in 1989, Ruoff Music Center has hosted some of the most legendary names in music. From historic first performances to...

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Mortgage 101

What Credit Score Do I Need to Buy a House?

If you’re thinking about buying a home, one of the first numbers you’ll hear about is your credit score. And for good reason – it’s a key...

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Branch Spotlight

Branch Spotlight: How Lafayette and Frankfort work together to serve their diverse communities

The Ruoff Mortgage Lafayette branch, and its satellite branch in Frankfort, work together to help turn homebuyers’ goals into reality every...

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Mortgage 101

What Are Gift Funds? A Deep Dive for Homebuyers

When it comes to buying a home, one of the biggest hurdles for many borrowers is the upfront cost—specifically, the down payment and...

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