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The Keys to Homeownership

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Latest Articles

Homebuying

7 Ways to Compete with a Cash Offer

You’ve likely heard the phrase “cash is king” and that certainly applies to the real estate market. Almost a third of all home purchases...

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Homebuying

8 Ways to Win the Bid on a House

You’ve found the home of your dreams and are about to make an offer — but there’s only one problem. Other people have their sights set on...

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Homebuying

9 Questions for Choosing the Best Home Builder

There are many reasons people decide to build a home instead of buying an existing one. If you fall in this camp, you’ve probably been...

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Finances

How to Keep Your Credit in the “Good” Range

Credit makes the world go round. Good credit can unlock so many opportunities, while mediocre or poor credit can be a barrier to entry.

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Homebuying

Is an FHA Loan Right for You?

Homebuying is sure exciting, but it also comes with its share of education. Is it the right time to buy? What do all the terms mean and...

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Refinancing

Can I Refinance My Mortgage with No Closing Costs?

When you consider applying for a mortgage, closing costs are among the fees that enter into the equation. However, you might be less...

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Mortgage 101

What is Considered a Good Credit Score for a Mortgage?

A three-digit number can make a big difference in your financial future. Yes, your credit score can determine whether buying a house is...

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Homebuying

Benefits of a VA Loan

Are you among the roughly 18 million Americans, or about 7 percent of the adult population who are veterans? The government acknowledges...

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Lifestyle

Outdoor Summer Concert Essentials

We love a good outdoor concert here at Ruoff. (Hello, summer bucket list!) Then again, we’re biased, as our name is on the largest...

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Finances

How Can I Raise My Credit Score in a Month?

Put simply, your credit score can open up doors or create roadblocks. So, what do you if you’re on a tight timeline and need to raise your...

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