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The Keys to Homeownership

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Latest Articles

Homebuying

Benefits of a VA Loan

Are you among the roughly 18 million Americans, or about 7 percent of the adult population who are veterans? The government acknowledges...

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Lifestyle

Outdoor Summer Concert Essentials

We love a good outdoor concert here at Ruoff. (Hello, summer bucket list!) Then again, we’re biased, as our name is on the largest...

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Finances

How Can I Raise My Credit Score in a Month?

Put simply, your credit score can open up doors or create roadblocks. So, what do you if you’re on a tight timeline and need to raise your...

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Homebuying

How Do I Get a Conventional Loan?

When shopping around for a mortgage, you’ll likely encounter many terms related to types of loans. For instance, conventional loans are one...

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Home Selling

How Much Does It Cost to Sell a House?

Planning to list your home while the market is still hot? Sellers may have a considerable advantage in today’s robust real estate market,...

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Homebuying

What Does Buying a Home “As-is” Mean?

In a competitive real estate market, you might be tempted to buy a house “as-is.” But is it a good idea and what does it mean? Here's what...

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Homebuying

Why You Should Never Skip a Home Inspection

There’s nothing worse than finding what you think is your dream home only to find out it’s a nightmare because you didn’t do your due...

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Homebuying

Internet Safety with an Online Mortgage

For many people, getting a mortgage is the only way buying a home is within reach. Today, there’s no shortage of banks and lenders where...

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Homebuying

Can You Make an Offer Without a Pre-Approval?

As you may know, submitting a mortgage pre-approval letter along with your bid on a home may give you the upper hand in a competitive...

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Mortgage 101

How Long Does a Full Mortgage Application Take?

You’ve spent hours browsing listings, going on open houses, and researching the types of mortgages products available to you. But before...

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