The Porch

The Keys to Homeownership

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Latest Articles


Should I Refinance My Mortgage?

Whether or not to refinance is a question most homeowners are faced with at some point and it can be a difficult decision to make. When...

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Mortgage 101

Can You Buy a House with Bad Credit?

Life happens. Sometimes when it does, it’s your credit that suffers and it can be a challenge to find a lender to give you a break. We’ve...

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What is Debt-to-Income and How does it Affect Me?

Debt to Income is a term you’re going to hear nearly every time you apply for a loan, though it’s seldom explained. Let’s take a minute to...

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Can You Buy a House with Student Loan Debt?

This is a question many college-educated people are asking because people are carrying so much debt. Student Loan Hero quotes “Americans...

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Mortgage 101

Understanding Your Purchase Agreement

A purchase agreement is a legal offer to buy a property. In most cases, your realtor will author this for you (purchase agreements can be...

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