The Porch

Winter has settled in for the season, and for some of us, the chill penetrates deep. Gray days and subzero temps keep us trapped indoors,...

Mortgage acronyms got you down? No worries, future homebuyer. Ruoff is here to help – because, seriously, there are so. many. acronyms.

Planning for retirement doesn’t exactly top the list when you’re young and still figuring out what you want to be when you grow up. It can...

While traversing icy roads and trekking through snow banks might not be the most appealing way to find a new home, it could be the...

There are a multitude of steps to climb on your way to the finalized purchase of a home, and the home inspection is one of the most...

Marriage is hard enough with the mundane stressors of everyday life, but when you throw money into the equation, it can sometimes reach a...

The ever-popular side hustle. The obligatory free-time eater of millennials and stay-at-home-moms everywhere (and anyone else looking to...

If you are anxiously awaiting your first little bundle of joy, chances are you have a lot weighing on your mind – where to put the crib,...

Like it or not, credit cards are one of those things we can’t quite live without. Just like your third cup of coffee, these little pieces...

You have jumped all the hurdles of home-buying and can see the finish line glistening ahead in the distance. You are nearly there. You’ve...