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Latest Articles

Refinancing

Explained: The Refinance Process

Just like your original home loan, a refinance loan can be complicated. It doesn't have to be! Here is a breakdown of all the steps...

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Refinancing

Rate/Term Refinance versus Cash-out Refinance

Two basic home refinance options exist in today’s marketplace: Rate/Term and Cash-out. Of course, within each of those options a bevy of...

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Refinancing

Accessing Your Home Equity

Did you know you can use your home equity to your advantage? There are a few ways you can borrow against the money you’ve invested in...

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Refinancing

Should I Refinance My Mortgage?

Whether or not to refinance is a question most homeowners are faced with at some point and it can be a difficult decision to make. When...

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Refinancing

How do I Know if I Should Refinance My Home?

Every day at Ruoff, we talk to a lot of people who are looking into refinancing their homes but aren’t always sure whether or not they...

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