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The Keys to Homeownership

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Latest Articles

Refinancing

When is Refinancing a Bad Idea?

With interest rates changing over time, refinancing your mortgage may be something you consider at some point.

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Refinancing

Renovation Refinance: Loan Explained

Does your home need some TLC? Maybe it’s time to add a new master suite or upgrade the kitchen? If these or any other construction projects...

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Refinancing

Cash-Out Refinance vs. Home Equity Loan

Home equity has soared over the past year. According to the National Association of Realtors, the median home price in America increased...

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Refinancing

Can I Refinance My Mortgage Without Closing Costs?

Can you refinance without paying the closing costs out of pocket? Maybe. It depends on how much equity you’ve built and which loan programs...

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Refinancing

How Much Can I Borrow for Home Improvements?

Borrowing money for home repairs is more common than you may think. Many homeowners want to take on a home improvement project but put it...

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Refinancing

Home Equity Loan vs. Reverse Mortgage

Over the course of homeownership, money may get tight. People lose jobs, seniors live on a fixed income, and of course, we’ve seen how...

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Refinancing

What Type of Loan Is Best For Home Improvements?

Are you planning a major home improvement this year? Good call! Your home may be your biggest investment, plus you spend most of your time...

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Refinancing

How Does Equity Work in a Manufactured Home?

Understanding how equity builds within a given property is an essential lesson for any homeowner, but it is especially important for those...

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Refinancing

Does Refinancing Hurt My Credit Score?

Every once in awhile, there is a nationwide surge in refinancing due to the dips in interest rates. Sometimes, these dips only last a week,...

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Refinancing

Cash Out Refinance: Loan Explained

Do you have dreams of renovating your kitchen? Would you like to add a pool to your backyard? Are there debts you’d like to pay off? A cash...

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