The Porch

With our country still in the midst of a pandemic and economic shut-down, those bills coming due at month’s end get a little scarier with...

Are you ready for a refinance? Refinancing is often a simpler process than the initial purchase of a home, but it comes with unique...

Homeowners refinance their mortgages for a variety of reasons, and this is why loans have a variety of names. When your lender calls a loan...

Just like your original home loan, a refinance loan can be complicated. It doesn't have to be! Here is a breakdown of all the steps...

Two basic home refinance options exist in today’s marketplace: Rate/Term and Cash-out. Of course, within each of those options a bevy of...

Did you know you can use your home equity to your advantage? There are a few ways you can borrow against the money you’ve invested in your...

Whether or not to refinance is a question most homeowners are faced with at some point and it can be a difficult decision to make. When...

Every day at Ruoff, we talk to a lot of people who are looking into refinancing their homes but aren’t always sure whether or not they...