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The Keys to Homeownership

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Latest Articles

Mortgage 101

Is It Safe to Apply for a Mortgage Online?

In recent years, getting a mortgage online has become more and more common – but most people are worried about making such significant...

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Mortgage 101

Explained: Mortgage Origination

Just like in the legal industry, the financial and mortgage industries are full of jargon and complicated terminology. Fortunately,...

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Mortgage 101

Doctors Only: Loan Explained

Are you a resident doctor or a recent graduate in your first year of practice? Medical school can be hard on the finances, but unlike the...

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Mortgage 101

What Can Go Wrong on Closing Day

The end is almost in sight. It’s Closing Day, and you’ve got your pen ready. If things have been smooth-sailing to this point, it may...

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Mortgage 101

How Do I Get an FHA Loan?

As one of the most popular loans for first-time homebuyers and repeat buyers from low-to-moderate income households, we get a ton of...

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Mortgage 101

Do You Have to Put 20% Down on a House?

Are you ready to buy a house? You’ve got your debt under control, your credit score is good, and you feel like it’s time to take that next...

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Mortgage 101

Is It Better to Have an FHA or Conventional Loan?

Two of the most popular loans, FHA and Conventional loans, are often presented to homebuyers to choose between. Both have pros and cons,...

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Mortgage 101

What Happens when a Mortgage Goes to Underwriting?

One of the last steps before your loan is approved and the house keys are placed in your hands is underwriting. Underwriting is the process...

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Mortgage 101

Mortgage Terms Explained: What is DTI?

The process of buying a home should be exciting, but it can sometimes also be a bit confusing. The terms, acronyms, and other details can...

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Mortgage 101

How Big of a Mortgage Can I Get?

Once you have finally decided to take the leap into homeownership, the next logical determination is figuring out how big of a mortgage you...

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