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The Keys to Homeownership

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Latest Articles

Mortgage 101

How Do I Get an FHA Loan?

As one of the most popular loans for first-time homebuyers and repeat buyers from low-to-moderate income households, we get a ton of...

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Mortgage 101

Do You Have to Put 20% Down on a House?

Are you ready to buy a house? You’ve got your debt under control, your credit score is good, and you feel like it’s time to take that next...

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Mortgage 101

Is It Better to Have an FHA or Conventional Loan?

Two of the most popular loans, FHA and Conventional loans, are often presented to homebuyers to choose between. Both have pros and cons,...

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Mortgage 101

What Happens when a Mortgage Goes to Underwriting?

One of the last steps before your loan is approved and the house keys are placed in your hands is underwriting. Underwriting is the process...

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Mortgage 101

Mortgage Terms Explained: What is DTI?

The process of buying a home should be exciting, but it can sometimes also be a bit confusing. The terms, acronyms, and other details can...

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Mortgage 101

How Big of a Mortgage Can I Get?

Once you have finally decided to take the leap into homeownership, the next logical determination is figuring out how big of a mortgage you...

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Mortgage 101

FHA vs USDA Loans: Explained

When it comes to picking out the right loan type for you and your family, things can get quite complicated. Between the housing industry...

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Mortgage 101

How to Compare Mortgage Lenders

So, you’re ready to buy a house. You’ve been researching floor plans and neighborhoods. Maybe you’ve even found a real estate agent and...

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Mortgage 101

USDA: Loan Explained

The United States Department of Agriculture (USDA) is a government department divided into 29 agencies. The USDA is dedicated to the...

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Mortgage 101

When to Apply For a Mortgage

Time is of the essence. This saying is extra-true for real estate transactions. In today’s market, buyers should be ready to make an offer...

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