The Porch

The Keys to Homeownership

Background with awesome gradient

Latest Articles

Mortgage 101

Is It Better to Have an FHA or Conventional Loan?

Two of the most popular loans, FHA and Conventional loans, are often presented to homebuyers to choose between. Both have pros and cons,...

Read more
Mortgage 101

What Happens when a Mortgage Goes to Underwriting?

One of the last steps before your loan is approved and the house keys are placed in your hands is underwriting. Underwriting is the process...

Read more
Mortgage 101

Mortgage Terms Explained: What is DTI?

The process of buying a home should be exciting, but it can sometimes also be a bit confusing. The terms, acronyms, and other details can...

Read more
Mortgage 101

How Big of a Mortgage Can I Get?

Once you have finally decided to take the leap into homeownership, the next logical determination is figuring out how big of a mortgage you...

Read more
Mortgage 101

FHA vs USDA Loans: Explained

When it comes to picking out the right loan type for you and your family, things can get quite complicated. Between the housing industry...

Read more
Mortgage 101

How to Compare Mortgage Lenders

So, you’re ready to buy a house. You’ve been researching floor plans and neighborhoods. Maybe you’ve even found a real estate agent and...

Read more
Mortgage 101

USDA: Loan Explained

The United States Department of Agriculture (USDA) is a government department divided into 29 agencies. The USDA is dedicated to the...

Read more
Mortgage 101

When to Apply For a Mortgage

Time is of the essence. This saying is extra-true for real estate transactions. In today’s market, buyers should be ready to make an offer...

Read more
Mortgage 101

Conventional Loan: Explained

Buying a new home is one of the most exciting times of our lives: swiping through photos online, touring homes, picking out paint swatches,...

Read more
Mortgage 101

Why was My Loan Sold and What Does It Mean?

Getting a letter or email from your mortgage company telling you that your loan has been sold can be shocking and concerning. You’ve just...

Read more