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The Keys to Homeownership

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Latest Articles

Homebuying

Pros and Cons of Paying Off Your Mortgage Early

Should you pay off your mortgage early? The answer is different for everyone and depends on your unique financial circumstances. This blog...

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Homebuying

What are the Benefits of Choosing a Mortgage Lender?

Before you start shopping for a mortgage lender, it helps to know the basics of the industry. All lenders are not created the same. While...

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Mortgage 101

How Long Does a Full Mortgage Application Take?

You’ve spent hours browsing listings, going on open houses, and researching the types of mortgages products available to you. But before...

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Finances

Will My Credit Score Go Up After Buying a House?

If you’re in the market for a house, you may be wondering how a large purchase (and mortgage) could affect your credit score. Will buying a...

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Refinancing

Can I Get a Cash-Out Refinance to Pay Off Debt?

Is debt holding you back from achieving your financial goals? You’re not alone. Many Americans struggle with saving for the future while...

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Homebuying

How Can I Buy a House without a Deposit?

Whether you’re paying rent, paying off student loans, or just living your life, it is hard to save enough money to make a down payment when...

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Homebuying

How Soon Should I Get Pre-Approved for a Mortgage?

Are you buying a house? If so, congratulations! This is an exciting time for you, your family, and your future. Before you start looking,...

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Mortgage 101

Is an FHA Loan Only for First-Time Buyers?

You might have heard about FHA loans as a first-time homebuyer, but this isn’t the only demographic who can benefit from this mortgage...

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Homebuying

Why Your Mortgage Could Get Declined

Congrats! You've found a home that fits all your criteria and you've applied for a mortgage—only to have your hopes quashed when you learn...

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Homebuying

How Much Money Should You Have Before You Buy a House?

Saving for a down payment can be challenging, and many homeowners say it’s the hardest part of the home-buying process. When buying a house...

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