--- title: The Porch Blog by Ruoff Mortgage | Luke Smith description: Luke Smith is a writer and researcher turned blogger. Since finishing college he has been trying his hand at being a freelance writer. When he isn't writing you can find him traveling, hiking, or gaming. --- [![ThePorch\_Color](https://blog.ruoff.com/hs-fs/hubfs/ThePorch_Color.png?width=2001&height=753&name=ThePorch_Color.png "ThePorch_Color")](http://www.ruoff.com) # The Porch The Keys to Homeownership ![Background with awesome gradient](https://f.hubspotusercontent00.net/hubfs/8534459/photos/Homepage-1-1.png) Latest Articles [![](https://blog.ruoff.com/hubfs/GettyImages-1357522236.jpg)](https://blog.ruoff.com/6-home-improvement-ideas-that-can-help-seniors-age-in-place) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [6 Home Improvement Ideas That Can Help Seniors Age in Place](https://blog.ruoff.com/6-home-improvement-ideas-that-can-help-seniors-age-in-place) Aging in place is when a person grows old in their own home. It allows older adults to maintain their independence and better adjust to... [Read more](https://blog.ruoff.com/6-home-improvement-ideas-that-can-help-seniors-age-in-place) [![](https://blog.ruoff.com/hubfs/Creating-the-Ultimate-Outdoor-Entertainment-Space-This-Summer.jpg)](https://blog.ruoff.com/creating-the-ultimate-outdoor-entertainment-space-this-summer) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [Creating the Ultimate Outdoor Entertainment Space This Summer](https://blog.ruoff.com/creating-the-ultimate-outdoor-entertainment-space-this-summer) The summer is quickly approaching, and that means that it is time for fun in the sun with your family and friends. If you are a homeowner,... [Read more](https://blog.ruoff.com/creating-the-ultimate-outdoor-entertainment-space-this-summer) [![](https://blog.ruoff.com/hubfs/How-To-Celebrate-Arbor-Day-This-Year.jpg)](https://blog.ruoff.com/eco-friendly-updates-that-can-boost-your-homes-market-value) [Home Selling](https://blog.ruoff.com/tag/home-selling) ## [Eco-Friendly Updates That Can Boost Your Home's Market Value](https://blog.ruoff.com/eco-friendly-updates-that-can-boost-your-homes-market-value) Today’s homeowners may be looking for that extra edge to get ahead of the market and sell their houses for the highest amount possible. [Read more](https://blog.ruoff.com/eco-friendly-updates-that-can-boost-your-homes-market-value) [![](https://blog.ruoff.com/hubfs/Prioritizing-Outdoor-Spaces-In-Your-New-Home.jpg)](https://blog.ruoff.com/prioritizing-outdoor-spaces-in-your-new-home) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [Prioritizing Outdoor Spaces In Your New Home](https://blog.ruoff.com/prioritizing-outdoor-spaces-in-your-new-home) Moving into a new home is life-changing — particularly if you’ve just moved into a new home with an outdoor area. [Read more](https://blog.ruoff.com/prioritizing-outdoor-spaces-in-your-new-home) [![](https://blog.ruoff.com/hubfs/How%20to%20Update%20an%20Older%20Home.png)](https://blog.ruoff.com/how-to-update-an-older-home) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [How to Update an Older Home](https://blog.ruoff.com/how-to-update-an-older-home) Investing in an older property can be a smart choice as a homeowner. Older homes can have a great deal of character reflective of the... [Read more](https://blog.ruoff.com/how-to-update-an-older-home) [![](https://blog.ruoff.com/hubfs/What-Homeowners-Need-to-Know-About-Smart-Technology.jpg)](https://blog.ruoff.com/what-homeowners-need-to-know-about-smart-technology) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [What Homeowners Need to Know About Smart Technology](https://blog.ruoff.com/what-homeowners-need-to-know-about-smart-technology) Smart technology is becoming more popular all the time. It was estimated that 37% of U.S. households had at least one smart device in 2020.... [Read more](https://blog.ruoff.com/what-homeowners-need-to-know-about-smart-technology) [![](https://blog.ruoff.com/hubfs/Tips-for-Buying-a-Home-when-Youre-Single-1.jpg)](https://blog.ruoff.com/tips-for-buying-a-home-when-youre-single-with-no-children) [Homebuying](https://blog.ruoff.com/tag/homebuying) ## [Tips for Buying a Home When You're Single With No Children](https://blog.ruoff.com/tips-for-buying-a-home-when-youre-single-with-no-children) There’s a misconception out there that buying a home as a single adult with no children is out of reach, impractical, or otherwise... [Read more](https://blog.ruoff.com/tips-for-buying-a-home-when-youre-single-with-no-children) [![](https://blog.ruoff.com/hubfs/Tips-for-Purchasing-a-Beach-House.jpg)](https://blog.ruoff.com/tips-for-purchasing-a-beach-house) [Homebuying](https://blog.ruoff.com/tag/homebuying) ## [Tips for Purchasing a Beach House](https://blog.ruoff.com/tips-for-purchasing-a-beach-house) What could be more relaxing than owning your own beach house? Being able to wake up to softly lapping waves every morning, enjoying vibrant... [Read more](https://blog.ruoff.com/tips-for-purchasing-a-beach-house) [![](https://blog.ruoff.com/hubfs/Affordable-Interior-Design-Tips-for-Your-First-Home.jpg)](https://blog.ruoff.com/affordable-interior-design-tips-for-your-first-home) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [Affordable Interior Design Tips for Your First Home](https://blog.ruoff.com/affordable-interior-design-tips-for-your-first-home) Buying your first home is exciting. Maybe you’ve been saving up for a while, or this is your first time getting approved for a loan. Maybe... [Read more](https://blog.ruoff.com/affordable-interior-design-tips-for-your-first-home) [![](https://blog.ruoff.com/hubfs/Things-to-Check-Before-Moving-Into-Your-New-Home.jpg)](https://blog.ruoff.com/things-to-check-before-moving-into-your-new-home) [Homebuying](https://blog.ruoff.com/tag/homebuying) ## [Things to Check Before Moving Into Your New Home](https://blog.ruoff.com/things-to-check-before-moving-into-your-new-home) Approximately 31 million people in the U.S. moved in 2019, or just less than 10% of Americans. The COVID-19 pandemic caused a “moving boom”... [Read more](https://blog.ruoff.com/things-to-check-before-moving-into-your-new-home) - [Previous page](https://blog.ruoff.com/author/luke-smith/page/0) - [Next page](https://blog.ruoff.com/author/luke-smith/page/2) [![Ruoff\_Mortgage\_Wht-4-2](https://blog.ruoff.com/hs-fs/hubfs/Ruoff_Mortgage_Wht-4-2.png?width=2001&height=753&name=Ruoff_Mortgage_Wht-4-2.png "Ruoff_Mortgage_Wht-4-2")](http://www.ruoff.com) Copyright © 2026 Ruoff Mortgage [Logo](https://twitter.com/RuoffMortgage) [Logo](https://www.instagram.com/ruoffmortgage/)