The Porch

The Keys to Homeownership

Background with awesome gradient

Latest Articles

Mortgage 101

Do Loan Officers and Underwriters Work Together?

Yes, loan officers and underwriters do work together, but with intentional boundaries in place. Both of these roles are essential to the...

Read more
Homebuying

Pros and Cons of Paying Off Your Mortgage Early

Should you pay off your mortgage early? The answer is different for everyone and depends on your unique financial circumstances. This blog...

Read more
Homebuying

What are the Benefits of Choosing a Mortgage Lender?

Before you start shopping for a mortgage lender, it helps to know the basics of the industry. All lenders are not created the same. While...

Read more
Finances

Will My Credit Score Go Up After Buying a House?

If you’re in the market for a house, you may be wondering how a large purchase (and mortgage) could affect your credit score. Will buying a...

Read more
Homebuying

How Soon Should I Get Pre-Approved for a Mortgage?

Are you buying a house? If so, congratulations! This is an exciting time for you, your family, and your future. Before you start looking,...

Read more
Homebuying

Do You Pay on a Construction Loan While Building?

Are you in the market for a new home? With the scarcity of inventory in today’s real estate market, many buyers are choosing new...

Read more
Homebuying

Can I Use my VA Disability to Buy a Home?

If you are a Veteran of the United States Armed forces, thank you for your service. If you currently receive income due to a...

Read more
Homebuying

What Should a First-Time Homebuyer Know?

The housing market is a big landscape of twists and turns. From showings to offers to financing, there will be plenty of decisions to...

Read more
Homebuying

How To Prepare for An Appraisal

If you’re selling or refinancing your home, your lender probably conditioned for an appraisal. This helps the underwriter determine whether...

Read more
Refinancing

Renovation Refinance: Loan Explained

Does your home need some TLC? Maybe it’s time to add a new master suite or upgrade the kitchen? If these or any other construction projects...

Read more