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EXPLORING HOMEOWNERSHIP ROOM BY ROOM

Ashley Wirgau

Ashley Wirgau

Recent Posts

Jan 28.2020

Building Things in the Snow

Winter has settled in for the season, and for some of us, the chill penetrates deep. Gray days and subzero temps keep us trapped indoors, taking a toll on...

Jan 22.2020

Explained: What is LTV?

Mortgage acronyms got you down? No worries, future homebuyer. Ruoff is here to help – because, seriously, there are so. many. acronyms.

Jan 15.2020

How to Prepare for Retirement at a Young Age

Planning for retirement doesn’t exactly top the list when you’re young and still figuring out what you want to be when you grow up. It can even be more...

Jan 2.2020

Why You Should Buy a Home in Winter

While traversing icy roads and trekking through snow banks might not be the most appealing way to find a new home, it could be the smartest. Winter urges us...

Dec 30.2019

Home Inspection Details – What’s Bad and What’s OK

There are a multitude of steps to climb on your way to the finalized purchase of a home, and the home inspection is one of the most important. Different...

Dec 10.2019

Managing Finances as a Couple

Marriage is hard enough with the mundane stressors of everyday life, but when you throw money into the equation, it can sometimes reach a boiling point....

Nov 20.2019

Adulting 101: Side Hustles

The ever-popular side hustle. The obligatory free-time eater of millennials and stay-at-home-moms everywhere (and anyone else looking to earn some extra...

Nov 4.2019

The True Cost of Babies

If you are anxiously awaiting your first little bundle of joy, chances are you have a lot weighing on your mind – where to put the crib, will the baby get...

Oct 17.2019

Adulting 101: Credit Cards – Why They Are Important & How to Pay Them Off

Like it or not, credit cards are one of those things we can’t quite live without. Just like your third cup of coffee, these little pieces of plastic magic...

Oct 15.2019

Why Your Mortgage Could Be Denied After Preapproval

You have jumped all the hurdles of home-buying and can see the finish line glistening ahead in the distance. You are nearly there. You’ve found the house,...

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