EXPLORING HOMEOWNERSHIP ROOM BY ROOM

With the surprise social distancing call quickly becoming the “new normal” as bars and restaurants temporarily close their doors, you have probably found...

Adjustable-rate mortgages have gotten a bad rap over the years (especially after they helped along the American economy’s near-collapse in 2008), but hey,...

Everyone remembers to budget for the big stuff – the food, the venue, the flowers, the dress – but in the giant cloud of excitement surrounding a wedding,...

Buyer’s remorse is seriously the worst. That 80-inch television was just so dazzlingly clear, magical even, hanging on the Best Buy wall. And 10 percent...

Your monthly mortgage payment – sometimes it feels like you will be paying it for the rest of your life. For most people, it is the largest debt they owe,...

Winter has settled in for the season, and for some of us, the chill penetrates deep. Gray days and subzero temps keep us trapped indoors, taking a toll on...

Mortgage acronyms got you down? No worries, future homebuyer. Ruoff is here to help – because, seriously, there are so. many. acronyms.

Planning for retirement doesn’t exactly top the list when you’re young and still figuring out what you want to be when you grow up. It can even be more...

While traversing icy roads and trekking through snow banks might not be the most appealing way to find a new home, it could be the smartest. Winter urges us...

There are a multitude of steps to climb on your way to the finalized purchase of a home, and the home inspection is one of the most important. Different...