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The Keys to Homeownership

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Latest Articles

Mortgage 101

What Credit Score Do I Need to Buy a House?

A credit score is a number based on a person’s credit history that indicates his creditworthiness and is used by lenders to determine if...

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Homebuying

Do First Time Homebuyers Need a Down Payment?

Years ago, there was a belief that buyers should pay a 20% down payment when buying a home. But that thinking has gone by the wayside,...

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Mortgage 101

How Do You Find Out the Equity in Your Home?

Homeownership is part of the American dream. And it’s the goal of every homeowner to own 100% of his home. That’s the point of a...

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Finances

Can I Improve My Credit by Paying Collections?

Credit can be a nebulous concept, and it can be tricky how different factors affect your credit score. One thing is clear though: unpaid...

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Refinancing

How Much Can I Borrow for Home Improvements?

Borrowing money for home repairs is more common than you may think. Many homeowners want to take on a home improvement project but put...

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Finances

When Should You Begin Saving for Retirement?

The pandemic has a lot of Americans uncertain about the future. People have lost jobs, made career changes, lost loved ones, etc... So...

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Mortgage 101

Is it Smart to Pay Off Your Mortgage Early?

Some homeowners may be uncomfortable with the idea of being indebted to a lender for several decades and may want to pay their mortgage...

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Mortgage 101

What is the Downside to a Reverse Mortgage?

We’ve all seen the commercials touting the benefits of a reverse mortgage. But like all advertisements, they don’t tell the whole...

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Lifestyle

Products for Outside

The summer might be drawing to a close, but there’s still plenty of time to get outside with the family. And having fun doesn’t require...

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Mortgage 101

Why Would Underwriting Deny A Loan?

Once your offer on a home has been accepted and you have submitted your full mortgage application, there is one final step before you’re...

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