---
title: The Porch Blog by Ruoff Mortgage | Abigail Noble
description: Exploring homeownership - from mortgage finance to home DIY, from gardening to budgeting tips and more!
---

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# The Porch

The Keys to Homeownership

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Latest Articles

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[Lifestyle](https://blog.ruoff.com/tag/lifestyle)

## [When to Avoid Buying Organic](https://blog.ruoff.com/when-to-avoid-buying-organic)

 Buying organic can be costly and is not always the answer. 

[Read more](https://blog.ruoff.com/when-to-avoid-buying-organic)

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[Lifestyle](https://blog.ruoff.com/tag/lifestyle)

## [Successful People Have This in Common](https://blog.ruoff.com/successful-people-have-this-in-common)

 Are you a list maker? Do you often find yourself spending more time writing your to-do list than you do on actually accomplishing your... 

[Read more](https://blog.ruoff.com/successful-people-have-this-in-common)

[![Tips-to-Avoid-Nightmares-when-Applying-for-a-Mortgage](https://blog.ruoff.com/hubfs/Tips-to-Avoid-Nightmares-when-Applying-for-a-Mortgage.jpg)](https://blog.ruoff.com/tips-when-applying-for-a-mortgage)

[Mortgage 101](https://blog.ruoff.com/tag/mortgage-101)

## [Tips to Avoid Nightmares when Applying for a Mortgage](https://blog.ruoff.com/tips-when-applying-for-a-mortgage)

 We’ve all heard the horror stories... those of hard-working people who saved, scraped and scrambled to prepare to purchase their dream... 

[Read more](https://blog.ruoff.com/tips-when-applying-for-a-mortgage)

[![Applying-For-a-Mortgage-Should-Be-Simple](https://blog.ruoff.com/hubfs/Applying-For-a-Mortgage-Should-Be-Simple.jpg)](https://blog.ruoff.com/applying-for-a-mortgage-should-be-simple)

[Mortgage 101](https://blog.ruoff.com/tag/mortgage-101)

## [Applying for a Mortgage Should be Simple](https://blog.ruoff.com/applying-for-a-mortgage-should-be-simple)

 Applying for a mortgage should be simple, so why does it often seem so hard? Well, the answer is 'it doesn't have to be'. Knowledge is... 

[Read more](https://blog.ruoff.com/applying-for-a-mortgage-should-be-simple)

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