Your Money: Helpful Tips for Credit and Personal Finance

Jan 24.2020

10 Apps to Help You to Financial Freedom

Budgeting. It's an absolute necessity, but most of us struggle with it on a daily basis. Whether you're living paycheck to paycheck, or find yourself...

Jan 15.2020

How to Prepare for Retirement at a Young Age

Planning for retirement doesn’t exactly top the list when you’re young and still figuring out what you want to be when you grow up. It can even be more...

Jan 9.2020

The 50/30/20 Budget Rule

Budgeting requires discipline, and everyone budgets (or doesn’t) differently. Many budgets require designating a purpose to every dollar, or a lengthy list...

Jan 7.2020

What is Credit and Why Do I Need It?

The term “credit” can be defined as money, goods, or services given with the expectation of future repayment. Typically, credit is offered under specific...

Dec 10.2019

Managing Finances as a Couple

Marriage is hard enough with the mundane stressors of everyday life, but when you throw money into the equation, it can sometimes reach a boiling point....

Nov 29.2019

How to Get Out of Debt Quicker

Do you want to get out of debt? The secret is to change your daily habits. Here are three new practices to start if you're going to get out of debt and...

Nov 21.2019

Estate Planning 101

Most people, especially members of the younger generation, don’t want to think about what happens after they die. Death seems far off and even unlikely to...

Nov 20.2019

Adulting 101: Side Hustles

The ever-popular side hustle. The obligatory free-time eater of millennials and stay-at-home-moms everywhere (and anyone else looking to earn some extra...

Nov 4.2019

The True Cost of Babies

If you are anxiously awaiting your first little bundle of joy, chances are you have a lot weighing on your mind – where to put the crib, will the baby get...

Oct 17.2019

Adulting 101: Credit Cards – Why They Are Important & How to Pay Them Off

Like it or not, credit cards are one of those things we can’t quite live without. Just like your third cup of coffee, these little pieces of plastic magic...

Subscribe to the Ruoff Home Mortgage Blog
Home Shopping Guide
Apply with Ruoff Home Mortgage

Subscribe to Receive Our Weekly Blog Updates!