“Ruoff

Your Mortgage: Learn How to Purchase, Build or Fix-up Your Dream Home

Aug 18.2020

Dollars and Sense: Understanding PMI

When you prepare to buy a home, it’s important to look at all of the costs. As it’s likely the most significant investment you’ll make in a lifetime, you...

Aug 14.2020

USDA: Loan Explained

The United States Department of Agriculture (USDA) is a government department divided into 29 agencies. The USDA is dedicated to the betterment of rural...

Aug 13.2020

5 Signs You’re Ready to Buy a House

Do you fall asleep to the soothing sounds of neighbors stomping across your ceiling? Do you find yourself lost in the fantastical dream of dozing beneath...

Aug 6.2020

Homebuying Prep 101

Buying your first home is a big deal. Not only is it going to be the biggest financial decision of your life so far, but it’s also kind of permanent—no...

Jul 30.2020

When to Apply For a Mortgage

Time is of the essence. This saying is extra-true for real estate transactions. In today’s market, buyers should be ready to make an offer fast. Homes are...

Jul 29.2020

Short Sale: A Short-Sighted Move?

Despite its name, a short sale has nothing to do with height. Instead, such a transaction is a means to take a property off the market quicker when the...

Jul 24.2020

Am I Buying a House Out of my Budget?

Congrats! You’ve finally found the house. Open floorplan. Walk-in closets. Beautifully landscaped gardens with an assortment of flowering annuals the...

Jul 22.2020

Conventional Loan: Explained

Buying a new home is one of the most exciting times of our lives: swiping through photos online, touring homes, picking out paint swatches, and packing up...

Jul 8.2020

Cash Out Refinance: Loan Explained

Do you have dreams of renovating your kitchen? Would you like to add a pool to your backyard? Are there debts you’d like to pay off? A cash out refinance...

Jul 6.2020

How to Buy a Home at Auction

For seasoned and savvy buyers, purchasing a home at auction can be an easy way to a good investment. Buyers beware, though, as these types of properties...

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