“Ruoff

Your Mortgage: Learn How to Purchase, Build or Fix-up Your Dream Home

Jan 14.2021

How Can I Fix My Credit Quickly to Buy a House?

If you are on the hunt for a house but your credit could use some work, that typical homebuyer excitement might be overshadowed by credit score clouds. What...

Jan 11.2021

What Questions Should I Ask a Mortgage Lender?

As a mortgage lender, we get a ton of questions every day from first-time borrowers and veteran homeowners alike. The housing industry is in a constant...

Jan 7.2021

Jumbo Loan: Explained

Jumbo loans are true to their name – Big Loans. In the mortgage world, the term “jumbo” refers to a loan class that is underwritten to conventional or...

Jan 5.2021

Is it Cheaper to Own Or Rent A House?

Is it cheaper to own or rent a house? This financial debate depends on your time horizon. Does your next living situation look like a long-term fix? If not,...

Dec 22.2020

Should I Purchase a House Before the Sale Of My Old One?

Start by getting prequalified. This way you’ll know if it is an option to purchase a home before selling your existing property. Also, this will give you...

Dec 18.2020

21 Terms You Need to Know to Buy A House

The mortgage and real estate industries are full of terms we rarely hear in everyday life. Below are the most commonly used words and phrases that you'll...

Dec 9.2020

Buying a Foreclosure

tumbling upon a foreclosure may feel like a lucky break when looking for a home, but it’s important to make sure your lucky break doesn’t leave you broke....

Nov 25.2020

Is a Gated Community Right for You?

You might have seen them glamorized on TV, but gated communities aren’t just for the rich and famous. Such a neighborhood is simply a collection of homes...

Nov 12.2020

What is a Multiple Offer? Mortgage Terms Explained

Have you ever heard a Realtor talk about being in a “multiple offer situation?” This means that two or more active offers exist on the same property. The...

Nov 9.2020

Does a Preapproval Guarantee a Mortgage?

When you’re looking to buy a home, you’ll find yourself in a flurry of documents to locate, places to go, and tasks to do. One of these tasks is a...

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