“Ruoff

Your Mortgage: Learn How to Purchase, Build or Fix-up Your Dream Home

Jun 18.2021

Lender or Real Estate Agent: Which Comes First?

Buying a home can feel like a plethora of moving parts without even knowing how to start the machine. Getting started can be confusing, especially when you...

Jun 14.2021

Homeownership and Divorce: What You Need to Know

The divorce rate in the U.S. continues to decline, with just 2.9 people per 1000 getting divorced each year. But, when you’re the one going through a...

Jun 9.2021

Can I Lower My Debt-To-Income Ratio Quickly?

Your debt-to-income ratio (DTI) is the total of all of your monthly payments divided by your monthly income. DTI is expressed as a percentage for...

May 25.2021

Tips for Millennials Entering the Housing Market

Right now, many millennials (those born between 1981 and 1997) are entering a new phase in their lives. Those on the older end of the spectrum are set in...

May 19.2021

Closing Costs: A Basic Guide

When you buy a home, it’s understood that you have to account for ancillary costs. Doing your homework is part of being a responsible consumer, after all....

May 17.2021

The Impact of Covid-19 on Real Estate

It’s almost summer, and while the temperature outside may not be hot, the housing market sure is. And yet if you are looking for a home, you probably know...

May 6.2021

The Best Time of Year to Buy a House

The home buying process is exciting! It’s a new beginning and a chance to turn a space into your own. But know that buying a house (and subsequently moving)...

May 3.2021

How Does an Appraisal Affect a Mortgage?

So you made an offer on a house, the seller accepted, and now, like nearly half of all Americans, you need a mortgage to make that house your home. Well,...

Apr 19.2021

This College Housing Alternative Could Be a Money-Maker

College life changed in 2020. The COVID pandemic forced students into remote learning scenarios all over the United States. As such, a polarity of...

Apr 13.2021

What Type of Loan Is Best For Home Improvements?

Are you planning a major home improvement this year? Good call! Your home may be your biggest investment, plus you spend most of your time there. As such,...

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