Bailey Twillman
The Ruoff Mortgage Southwest Fort Wayne (SWFW) branch, located at Ruoff’s corporate headquarters, serves the community of the Southwest and Aboite area, which consistently rank among Fort Wayne's top places to live for its balance of growth, stability, and lifestyle.
“It's ideal for those prioritizing education, convenience, and a suburban setting with urban perks nearby,” Joel Scheer, Fort Wayne Southwest VP Branch Manager said. “It blends modern conveniences, natural beauty, excellent schools, and a welcoming, upscale suburban vibe.
Having closed 500 transactions in 2025 with a total loan volume of $113 million, the SWFW team is seasoned in working with a variety of different clients and referral partners to ensure homeownership goals are met. Being part of Ruoff’s Fort Wayne headquarters makes the branch ideal for borrowers in SWFW who want personalized service.
With fast closings (average 15 days* or less clear-to-close), high customer satisfaction, and community ties, the team handles a wide range of mortgage loans: purchase (first-time homebuyers), refinance, construction, renovation, and more, with a “hometown bank feeling” plus the scale of a larger lender.
“We are blessed to have great clients with a loyal following,” Joel said. “Our clients cover many generations from those just out of high school or college starting in the workforce to those looking to downsize as empty nesters, and beyond.”
SWFW also offers easy access to jobs, low cost of living, and room for appreciation in desirable pockets of town. The area has plenty of family-oriented events and parks. It is generally considered one of the safest parts of Fort Wayne, with a suburban/residential feel. SWFW offers a balance of quiet neighborhoods and nearby conveniences, with a short drive to downtown activities.
The area attracts homebuyers for their highly-rated public schools, including Homestead High School, ranked among Indiana's best, with strong academics, AP courses, and an “A” rating on platforms like Niche. This is a major draw for families, frequently cited as a top reason over other parts of Fort Wayne.
Median home prices in SWFW hover around $256,000 to $300,000 with steady appreciation of 3 to 5% year over year. There is more inventory than in hotter years creating buyer opportunities, including new subdivisions like Mercato, Verona Lakes, and Grey Hawk. SWFW supports a mix of price points from entry-level to executive homes.
“Overall, Southwest Fort Wayne delivers strong resale value, quality of life, and everyday convenience making it a top choice for long-term homeowners,” Joel said.
Some of the most popular places that locals like to grab a bite to eat include Summit Grill Kitchen & Cocktails, Black Dog Pub, and Salvatori’s. Jefferson Pointe attracts visitors from across the area, as a major shopping hub containing a variety of stores from Sephora, Bath and Body Works, Vera Bradley, Trader Joe’s, and more. The area also boasts a brand-new stadium, home to the Fort Wayne Football Club.
Besides processing mortgages, the SWFW branch stays involved by supporting and volunteering at local non-profit organizations such as Mustard Seed, Community Harvest, and helping with community projects through NeighborLink and Red Day with Keller Williams.
“The branch office and our individual loan officers also frequently sponsor fundraising events throughout the year supporting our local community for golf outings, church and school functions, and many more,” Joel said.
The branch also hosts several events for clients including: a day at the bowling alley, food trucks and games (both at the branch location as well as taking the fun on the road), office lunch and learns, our quarterly Mastermind events, and more.
To get to know each team member of the SWFW branch better, we asked them to share one small thing people can do that instantly makes a house feel like home. They also shared what they are looking forward to this summer. Read their responses, below.
● Joel Scheer – VP | Branch Manager
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What’s a small thing that instantly makes a house feel like home? First is the family photos and family “artwork”……….not simply the décor purchased at the store. Second would be the lighting of a home, specifically lamps providing a warm feeling of “I am home”!
○ What are you looking forward to this summer? Time around the swimming pool with family and friends…………….and a few concerts of course! Also looking forward to the 250th anniversary celebration of America
● Chris Ruoff – Senior Loan Officer
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What’s a small thing that instantly makes a house feel like home? My house feels like home the first time my dog “breaks it in”!
○ What are you looking forward to this summer? Looking forward to the lake this summer!
● Gayle Passovoy – Senior Loan Officer
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What’s a small thing that instantly makes a house feel like home? What makes a house a home is the security of ownership and no longer renting and wondering when you might have to move again. Painting a wall is now permanent unless YOU decide you want it a different color!
○ What are you looking forward to this summer? I am looking forward to using my pool when I'm not on the phone helping buyers find a home they love as much!
● Larry Dickey Jr. – Senior Loan Officer
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What’s a small thing that instantly makes a house feel like home? Not small but family makes any home feel like HOME!
○ What are you looking forward to this summer? Golfing with my wife and friends and spending time in the backyard.
● Lavonte Robinson – Senior Loan Officer
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What’s a small thing that instantly makes a house feel like home? Welcome mat with your name on it is something small that makes a house a home.
○ What are you looking forward to this summer? Looking forward to summer walks with the new addition to my family.
● Nick Boucher – Senior Loan Officer
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What’s a small thing that instantly makes a house feel like home? Family photos on the walls make a house a home
○ What are you looking forward to this summer? Enjoying time around the pool with my wife and daughter this summer
● Brenda Hermes – Loan Officer
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What’s a small thing that instantly makes a house feel like home? A comfy couch with warm blankets and pillows. And of course love!
○ What are you looking forward to this summer? Our family Beatle Jam concert & our family fireworks on my son’s lake!
● Kim Arnos – Senior Loan Officer

● Kerry Williams – Senior Loan Officer

For more information on Ruoff Mortgage’s SWFW branch, click here. Let them help you get started with your homeownership journey today!
* The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868
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