--- title: The Porch Blog by Ruoff Mortgage | Tonya Dove description: Exploring homeownership - from mortgage finance to home DIY, from gardening to budgeting tips and more! --- [![ThePorch\_Color](https://blog.ruoff.com/hs-fs/hubfs/ThePorch_Color.png?width=2001&height=753&name=ThePorch_Color.png "ThePorch_Color")](http://www.ruoff.com) # The Porch The Keys to Homeownership ![Background with awesome gradient](https://f.hubspotusercontent00.net/hubfs/8534459/photos/Homepage-1-1.png) Latest Articles [![HQ (2)](https://blog.ruoff.com/hubfs/HQ%20(2).jpeg)](https://blog.ruoff.com/christmas-cheer) [Ruoff Insider](https://blog.ruoff.com/tag/ruoff-insider) ## [Ruoff's Spreading Christmas Cheer](https://blog.ruoff.com/christmas-cheer) Ruoff Home Mortgage and its staff are much more than just a mortgage company—they truly care about homeowners, their neighbors, fellow... 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[Read more](https://blog.ruoff.com/fall-fun) [![Retro-is-in-Style,-Unless-Were-Talking-Home-Financing](https://blog.ruoff.com/hubfs/Retro-is-in-Style%2c-Unless-Were-Talking-Home-Financing.jpg)](https://blog.ruoff.com/fast-home-financing) [Mortgage 101](https://blog.ruoff.com/tag/mortgage-101) ## [Retro is in Style, Unless We're Talking Home Financing](https://blog.ruoff.com/fast-home-financing) The journey to finance or refinance a home too often feels overwhelming, time-consuming, and an experience that most of us would choose to... [Read more](https://blog.ruoff.com/fast-home-financing) [![27752266\_197655410979066\_2592713912418233710\_n](https://blog.ruoff.com/hubfs/27752266_197655410979066_2592713912418233710_n.jpg)](https://blog.ruoff.com/ann-arbor-team) [Ruoff Insider](https://blog.ruoff.com/tag/ruoff-insider) ## [Ann Arbor: Must Love Dogs (and golf)!](https://blog.ruoff.com/ann-arbor-team) Life isn't about finding yourself. Life is about creating yourself. - George Bernard Shaw This is a philosophy that Amy Maier and her team... [Read more](https://blog.ruoff.com/ann-arbor-team) [![](https://blog.ruoff.com/hubfs/GettyImages-1135073129%20(2).jpg)](https://blog.ruoff.com/house-personality-tips) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [Make Your House a Home: Tips Based on Your Personality Type](https://blog.ruoff.com/house-personality-tips) Regardless if you find great value in personality assessments like the famous Myers-Briggs indicator, believe them to be old-fashioned... [Read more](https://blog.ruoff.com/house-personality-tips) [![Untitled design (8)](https://blog.ruoff.com/hubfs/Untitled%20design%20(8).jpg)](https://blog.ruoff.com/create-a-fall-friendly-outdoor-living-space-on-a-budget) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [Create a Fall Friendly Outdoor Living Space on a Budget](https://blog.ruoff.com/create-a-fall-friendly-outdoor-living-space-on-a-budget) Believe it or not, the Fall Season is not JUST about Pumpkin Spice Lattes (we'll save our PSL obsession for another post). It's also a... 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