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The Keys to Homeownership

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Latest Articles

Decoding Closing Costs

Have you found your dream home or are you looking to refinance? Whether you're a first-time homebuyer or a seasoned homeowner, the final...

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Homeownership Goals: Tips for Utilizing Your Tax Refund

Tax season is upon us! For many, the thought of a tax return sparks excitement—and maybe even a little daydreaming. After all, what’s more...

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Your Post-Purchase Home Checklist: What to Tackle Before Unpacking

So, you’ve navigated the complex journey of purchasing a home, and now you hold the keys to your new abode. But before you dive into...

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Brightening Winter Blues with Houseplants

Winter often brings a dip in mood for many, marked by feelings of lethargy. While cozy blankets and warm drinks offer comfort, a more...

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Cash-Out Refinance: Maximize Your Home’s Benefits

Dreaming of new tile in your bathroom, upgrading appliances, or new flooring? Though tax season is upon us, you don’t have to wait for your...

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The VA Loan Advantage for Veterans and Service Members

The dedication and bravery of our active-duty service members and veterans is inspiring, and we honor your service not just on special...

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Understanding the Underwriting Process

Buying a home is one of the most significant milestones in life, filled with excitement and anticipation. Yet, it can also feel...

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Stepping into Homeownership: Benefits of Buying a Condo

For many aspiring homeowners, the leap from renting to owning a single-family home can feel daunting. However, purchasing a condo can be an...

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Why Real Estate Agents Matter: Expert Help for a Stress-Free Home Sale

When navigating the real estate market, whether you're buying or selling a home, one of the biggest decisions you'll face is whether to...

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From Local Lender to National Leader: Ruoff Mortgage Celebrates 40 Years of Excellence

As we celebrate our 40th anniversary, we reflect on four decades of growth, innovation, and commitment to helping individuals and families...

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