--- title: The Porch Blog by Ruoff Mortgage | Ashley Bumgardner description: Exploring homeownership - from mortgage finance to home DIY, from gardening to budgeting tips and more! --- [![ThePorch\_Color](https://blog.ruoff.com/hs-fs/hubfs/ThePorch_Color.png?width=2001&height=753&name=ThePorch_Color.png "ThePorch_Color")](http://www.ruoff.com) # The Porch The Keys to Homeownership ![Background with awesome gradient](https://f.hubspotusercontent00.net/hubfs/8534459/photos/Homepage-1-1.png) Latest Articles [![Woman exercising at home](https://blog.ruoff.com/hubfs/Woman%20exercising%20at%20home.jpg)](https://blog.ruoff.com/in-home-exercise) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [The Healthy Side of Homeownership](https://blog.ruoff.com/in-home-exercise) You’ve just put your car in park outside of Fitness World Gym and are staring at the 30 foot windows displaying a myriad of fitness... [Read more](https://blog.ruoff.com/in-home-exercise) [![Santa with Milk-Cookies](https://blog.ruoff.com/hubfs/Santa%20with%20Milk-Cookies.jpg)](https://blog.ruoff.com/preparing-for-santa) [Lifestyle](https://blog.ruoff.com/tag/lifestyle) ## [How to Prepare for Santa's Arrival](https://blog.ruoff.com/preparing-for-santa) ‘Twas the night before Christmas when all through the house not a creature was stirring—except for you in a flurry of tape, wrapping paper,... [Read more](https://blog.ruoff.com/preparing-for-santa) - [Previous page](https://blog.ruoff.com/author/ashley-bumgardner/page/0) - [Next page](https://blog.ruoff.com/author/ashley-bumgardner/page/0) [![Ruoff\_Mortgage\_Wht-4-2](https://blog.ruoff.com/hs-fs/hubfs/Ruoff_Mortgage_Wht-4-2.png?width=2001&height=753&name=Ruoff_Mortgage_Wht-4-2.png "Ruoff_Mortgage_Wht-4-2")](http://www.ruoff.com) Copyright © 2026 Ruoff Mortgage [Logo](https://twitter.com/RuoffMortgage) [Logo](https://www.instagram.com/ruoffmortgage/)